Variable Annuity Calculator

Contributing to a variable annuity creates long term tax-deferred growth. Use this calculator to see how a variable annuity might fit into your retirement plan.

* Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

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Income Rider

Ensure a steady stream of income for life with our Income Rider option. This valuable addition to your annuity provides peace of mind and financial security, allowing you to enjoy retirement without worries.

Immediate Annuity

Start enjoying a stable income right away with our Immediate Annuity plan. Say goodbye to financial uncertainty and embrace a worry-free retirement.

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Annuity calculators are powerful tools that help individuals estimate the future value and potential income from an annuity.

Retirement Income Calculator

A Retirement Income Calculator is a tool to assist in planning retirement by estimating future income needs.

Immediate Annuity Calculator

An Immediate Annuity Calculator is a tool that estimates future income from an immediate annuity.

Fixed Annuity Calculator

A Fixed Annuity Calculator is a financial tool that helps individuals estimate the future value of a fixed annuity investment.

Variable Annuity Surrender Charges

This calculator allows users to input details like withdrawal amount, the surrender period, and more to estimate values.

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Frequently asked questions

Below, you’ll find answers to these frequently asked questions, addressing key aspects such as annuity categorization, finding the right type of annuity, and the role of annuities in retirement planning.

A Variable Annuity Calculator is a financial tool that aids individuals in evaluating variable annuities. Users input details such as the initial investment amount, expected annual return rate, and desired payout options. The calculator then calculates and displays projections of future payments based on the performance.

Variable annuities differ from other annuity types because they allow investors to choose from a range of investment options, often including mutual funds, to potentially earn market-driven returns. These annuities are suited for individuals seeking the potential for higher returns but are willing to accept the associated investment risks.

The primary factors influencing payment projections in a Variable Annuity Calculator include the initial investment amount, the expected rate of return, and the chosen payout options. Higher initial investments and anticipated returns generally lead to larger projected payments.

Yes, most Variable Annuity Calculators allow users to customize input values. You can change the initial investment, adjust the expected rate of return, and explore various payout options to understand how different scenarios may impact the projected payments from your variable annuity.

The income projections provided by the Variable Annuity Calculator are based on the information provided and certain assumptions. In reality, variable annuity payments are not guaranteed and are subject to market fluctuations. It's crucial to carefully review the terms and conditions of the specific variable annuity contract offered by an insurance company.

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