Get a personalized longevity annuity quote for secure and lasting retirement income. Ensure financial stability with a reliable annuity plan tailored to your needs, providing peace of mind for your golden years.
As you plan for a longer and more fulfilling life, our Longevity Annuities provide a reliable source of income that ensures your needs are met even in advanced age.
Our Longevity Annuities address this concern by guaranteeing regular payments that continue for life, offering protection against the uncertainty of longevity. Invest in your future today and relish the freedom of a worry-free retirement journey with our trusted Longevity Annuity services.
Below, you’ll find answers to these frequently asked questions, addressing key aspects such as annuity categorization, finding the right type of annuity, and the role of annuities in retirement planning.
The income amount you receive from a deferred income annuity is determined by factors such as the amount you invest, your chosen start date, your age at the start of payments, and prevailing interest rates at the time of purchase.
The income from a deferred income annuity typically starts after a specified deferral period, which can range from several years to decades. This delay allows your invested funds to grow, resulting in higher payouts when the income phase begins
While immediate annuities start paying out shortly after the initial investment, deferred income annuities offer a postponed income start date. This delay can lead to larger future payments, making deferred options suitable for individuals who want to maximize their future retirement income.
The income start date for a deferred income annuity is typically set at the time of purchase and is not easily changed. It's important to select a start date that aligns with your retirement plans, as altering it later might have limitations and impact your payout amounts.
Many deferred income annuities offer optional death benefit features that allow you to pass on a portion of the unused premium to your beneficiaries if you pass away before the income phase begins. Be sure to discuss these options with your financial advisor when considering a deferred income annuity.
Our team of experienced professionals will analyze your needs and provide you with
customized recommendations tailored to your specific situation.
Annuity is your premier fixed annuities marketplace on the web, offering one-stop shopping for all your annuity rates and annuity quote needs. Browse through our user-friendly interface which simplifies the process of finding the right annuity plan.
*Rates are based on current interest rates and are subject to change at any time. Some first year yields/rates reflect the fixed rate plus a premium bonus or interest rate enhancement. Upfront bonuses are frequently subject to a vesting schedule. Not all annuities are available in all states. Surrender charges may apply to withdrawals during the surrender period. A 10% IRS penalty may apply to withdrawals prior to age 59 ½. Annuity product guarantees rely on the financial strength and claims-paying ability of the issuing insurer.
*Annuities are not guaranteed by any bank or credit union and are not insured by the FDIC or any other federal government agency. Information presented on this website is not intended as tax or legal advice. You are encouraged to seek tax or legal advice from a qualified professional.
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