Multi-Year Guarantee Annuity (MYGA) is a fixed annuity product that provides individuals with a guaranteed interest rate for a specific period, typically ranging from two to ten years.
We understand that financial decisions can be complex. If you have questions or need clarification, reach out to our team of experienced professionals.
YGAs provide individuals with the advantage of a guaranteed fixed interest rate for the chosen duration. This certainty in investment returns, regardless of market fluctuations, enable better financial planning and peace of mind.
MYGAs offer principal protection, meaning that the initial investment amount remains safeguarded against market downturns.
MYGAs provide individuals with the flexibility to choose the duration of the annuity that aligns with their financial goals.
Individuals have the flexibility to choose the start date of income payments, typically ranging from age 70 to 85.
Analyzing historical trends, current market conditions, and economic factors, investors estimate performance of their investments.
We understand that financial decisions can be complex. If you have questions or need clarification, reach out to our team of experienced professionals.
Whether planning for retirement or securing your future, annuities offer tailored solutions for your needs. Whether planning for retirement or securing your future, annuities offer tailored solutions for your needs.
As a leading annuity provider, we are committed to securing your financial future with tailored solutions designed to meet your unique needs.
Traditional Fixed Annuities offer secure, predictable returns for investors. A steady financial future with guaranteed income.
Fixed Indexed Annuities combine the security of a fixed annuity with the potential for growth linked to a market index.
Bonus annuities offer regular payouts along with additional bonuses, enhancing long-term savings and financial stability.
Immediate Income Annuities provide instant financial stability through regular payments in exchange for a lump sum investment.
Yes, MYGAs offer a guaranteed return of your principal investment at the end of the chosen term. This means you won't lose any of your initial investment, even if the markets decline
While MYGAs provide a fixed term for optimal growth, they often allow for partial withdrawals or surrender options, though these may come with penalties or reduced interest earnings. Be sure to understand the terms before making any early withdrawals.
Earnings from MYGAs are tax-deferred until you withdraw the funds. This means you won't pay taxes on your earnings until you start taking withdrawals, ideally during retirement when your tax bracket may be lower.
MYGAs can be a suitable option for individuals seeking stability and predictable returns. However, they might not offer the same potential for growth as some other investment options. It's important to consider your financial goals, and risk tolerance, before deciding.
Our team of experienced professionals will analyze your needs and provide you with
customized recommendations tailored to your specific situation.
Annuity is your premier fixed annuities marketplace on the web, offering one-stop shopping for all your annuity rates and annuity quote needs. Browse through our user-friendly interface which simplifies the process of finding the right annuity plan.
*Rates are based on current interest rates and are subject to change at any time. Some first year yields/rates reflect the fixed rate plus a premium bonus or interest rate enhancement. Upfront bonuses are frequently subject to a vesting schedule. Not all annuities are available in all states. Surrender charges may apply to withdrawals during the surrender period. A 10% IRS penalty may apply to withdrawals prior to age 59 ½. Annuity product guarantees rely on the financial strength and claims-paying ability of the issuing insurer.
*Annuities are not guaranteed by any bank or credit union and are not insured by the FDIC or any other federal government agency. Information presented on this website is not intended as tax or legal advice. You are encouraged to seek tax or legal advice from a qualified professional.
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