Fixed Annuity Calculator

A fixed annuity can provide a very secure, tax-deferred investment. It can provide a guaranteed minimum interest rate, with no taxes due on any earnings until they are withdrawn from the account. Use this calculator to help you determine how a fixed annuity might fit into your retirement plan.

* Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

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Income Rider

Ensure a steady stream of income for life with our Income Rider option. This valuable addition to your annuity provides peace of mind and financial security, allowing you to enjoy retirement without worries.

Immediate Annuity

Start enjoying a stable income right away with our Immediate Annuity plan. Say goodbye to financial uncertainty and embrace a worry-free retirement.

Other Annuity Calculators

Annuity calculators are powerful tools that help individuals estimate the future value and potential income from an annuity.

Retirement Income Calculator

A Retirement Income Calculator is a tool to assist in planning retirement by estimating future income needs.

Immediate Annuity Calculator

An Immediate Annuity Calculator is a tool that estimates future income from an immediate annuity.

Variable Annuity Calculator

It allows users to input various variables such as initial investment, contribution frequency and expected rate of return.

Variable Annuity Surrender Charges

This calculator allows users to input details like withdrawal amount, the surrender period, and more to estimate values.

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Frequently asked questions

Below, you’ll find answers to these frequently asked questions, addressing key aspects such as annuity categorization, finding the right type of annuity, and the role of annuities in retirement planning.

A Fixed Annuity Calculator is a tool that helps individuals evaluate the financial aspects of fixed annuities. Users input information such as the initial investment amount, the interest rate, and the annuity term.

A fixed annuity differs from other annuity types, such as variable or indexed annuities, because it offers guaranteed interest rates and fixed payments. This means that the income generated from a fixed annuity is predictable and not subject to market fluctuations.

The primary factors that influence annuity payments calculated by the Fixed Annuity Calculator include the initial investment amount, the interest rate specified by the annuity contract, and the chosen annuity term.

Yes, most Fixed Annuity Calculators allow users to adjust the input values to see how changes in the initial investment, interest rate, or annuity term can impact the calculated payments. This flexibility helps users explore different scenarios and make informed decisions.

The income projected by the Fixed Annuity Calculator is based on the information provided and the assumptions used. While fixed annuities offer guaranteed interest rates and payments according to the terms of the contract, it's essential to review the specific terms and conditions of the annuity.

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