Offering individuals the opportunity to earn returns based on the performance of a specific market index, such as the S&P 500, while also providing a guaranteed minimum interest rate.
We understand that financial decisions can be complex. If you have questions or need clarification, reach out to our team of experienced professionals.
FIAs provide individuals with principal protection, ensuring that their initial investment is shielded from market losses.
FIAs also offer individuals a guaranteed minimum interest rate, regardless of the performance of the market index.
Secure a minimum guaranteed interest rate, providing a stable foundation for your retirement income.
Experience potential returns tied to market indexes, without subjecting your principal to market volatility.
We understand that financial decisions can be complex. If you have questions or need clarification, reach out to our team of experienced professionals.
Fixed Indexed Annuities may be a suitable option if you are seeking a balance between growth potential and protection. It’s essential to evaluate your financial goals, risk tolerance, and time horizon before making a decision.
As a leading annuity provider, we are committed to securing your financial future with tailored solutions designed to meet your unique needs.
Traditional Fixed Annuities offer secure, predictable returns for investors. A steady financial future with guaranteed income.
Financial products for future income. Payments start after a chosen period, offering long-term financial security.
This guarantees a stable and predictable income over the chosen term, regardless of market fluctuations.
Immediate Income Annuities provide instant financial stability through regular payments in exchange for a lump sum investment.
FIAs offer a balance between security and potential growth. You have the potential to earn higher returns than traditional fixed annuities due to the indexed interest component. Additionally, your principal is protected from market losses, providing peace of mind.
While FIAs offer downside protection, they might have limitations on the maximum interest you can earn, often due to participation rates or caps. Also, the interest earned might not keep up with inflation over the long term.
Interest crediting methods vary, including annual point-to-point, monthly averaging, and more. The method you choose affects how the index's performance impacts your annuity's interest.
Most FIAs have surrender charges and penalties for withdrawing funds before a specified surrender period. However, many FIAs allow for penalty-free withdrawals of a certain percentage each year (usually 10%) after the first year.
FIAs can be suitable for individuals who are seeking a balance between potential market-linked returns and capital preservation. They're often chosen by those nearing retirement or looking for a way to supplement their retirement income.
Our team of experienced professionals will analyze your needs and provide you with
customized recommendations tailored to your specific situation.
Annuity is your premier fixed annuities marketplace on the web, offering one-stop shopping for all your annuity rates and annuity quote needs. Browse through our user-friendly interface which simplifies the process of finding the right annuity plan.
*Rates are based on current interest rates and are subject to change at any time. Some first year yields/rates reflect the fixed rate plus a premium bonus or interest rate enhancement. Upfront bonuses are frequently subject to a vesting schedule. Not all annuities are available in all states. Surrender charges may apply to withdrawals during the surrender period. A 10% IRS penalty may apply to withdrawals prior to age 59 ½. Annuity product guarantees rely on the financial strength and claims-paying ability of the issuing insurer.
*Annuities are not guaranteed by any bank or credit union and are not insured by the FDIC or any other federal government agency. Information presented on this website is not intended as tax or legal advice. You are encouraged to seek tax or legal advice from a qualified professional.
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