Our Annuity services are designed to provide you with peace of mind and financial stability, allowing you to enjoy your golden years to the fullest.
We understand that financial decisions can be complex. If you have questions or need clarification, reach out to our team of experienced professionals.
Financial products for future income. Payments start after a chosen period, offering long-term financial security.
A dual approach to retirement income, blending immediate and deferred annuities for financial stability.
Bonus annuities offer regular payouts along with additional bonuses, enhancing long-term savings and financial stability.
Pre-owned annuity contracts offering potential for fixed income and yield through resale transactions securing your future finances.
Our tailored approach not only takes into account the financial aspect but also considers individual goals and dreams, ensuring that retirees have the means to enjoy their desired quality of life.
The taxation of annuity payments depends on various factors, including the type of annuity and the source of funds used to purchase it. Generally, a portion of each payment is considered a return on your original investment and is not taxed, while the remaining portion is taxable as ordinary income.
Most annuities have a surrender period during which withdrawing funds could result in surrender charges. However, some annuities offer withdrawal provisions that allow you to access a portion of your funds without penalties. It's important to review the terms and conditions of your specific annuity contract.
The treatment of an annuity upon your passing depends on the type of annuity and any beneficiary designations you've made. In many cases, your named beneficiaries will receive the remaining value of the annuity. Some annuities also offer options for ensuring income continues to a surviving spouse or beneficiaries.
Selecting the right annuity involves considering factors such as your financial goals, risk tolerance, and time horizon. Our experts can guide you through the process, analyzing your needs and helping you choose an annuity that aligns with your objectives.
Yes, annuities are often used as a component of retirement planning. They provide a reliable income stream that can supplement other sources of retirement income, such as Social Security and pensions. An annuity can help ensure a more secure financial future during your retirement years.
Our team of experienced professionals will analyze your needs and provide you with
customized recommendations tailored to your specific situation.
Annuity is your premier fixed annuities marketplace on the web, offering one-stop shopping for all your annuity rates and annuity quote needs. Browse through our user-friendly interface which simplifies the process of finding the right annuity plan.
*Rates are based on current interest rates and are subject to change at any time. Some first year yields/rates reflect the fixed rate plus a premium bonus or interest rate enhancement. Upfront bonuses are frequently subject to a vesting schedule. Not all annuities are available in all states. Surrender charges may apply to withdrawals during the surrender period. A 10% IRS penalty may apply to withdrawals prior to age 59 ½. Annuity product guarantees rely on the financial strength and claims-paying ability of the issuing insurer.
*Annuities are not guaranteed by any bank or credit union and are not insured by the FDIC or any other federal government agency. Information presented on this website is not intended as tax or legal advice. You are encouraged to seek tax or legal advice from a qualified professional.
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