Multi Year Guarantee Annuity Rates

Multi-Year Guarantee Annuity Rates

Multi-Year Guarantee Annuities (MYGA) provide a dependable and safe way for people to save money without paying taxes on it right away.

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Rates of Multi-Year Guarantee Annuities (MYGA)

Multi-Year Guarantee Annuities (MYGA) offer individuals an enticing opportunity for steady growth and predictable income. As a standard annuity type, MYGAs provide the reassurance of fixed rates, making them a popular choice for safeguarding one’s financial future.

Moreover, Multi-Year Guarantee Annuities (MYGAs) offer a reliable and secure financial instrument with fixed rates, providing individuals with peace of mind and predictable income during retirement. With their multi-year guarantee feature and flexible payout options, MYGAs are a valuable component of a well-rounded retirement plan, ensuring financial stability and growth for the future.

Slide table columns for more info:

{ "success": true, "data": [ { "id": 89105, "active": 1, "title": "Safe Haven 10", "title_full": "Safe Haven 10", "insurance_company": "Atlantic Coast Life Insurance Company", "insurance_company_id": 88957, "insurance_company_full": "Atlantic Coast Life Insurance Company", "year_founded": "1925", "assets": "$758,020,913", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AZ", "AR", "CO", "DE", "GA", "HI", "IL", "IN", "IA", "KS", "KY", "LA", "MD", "MA", "MS", "MO", "MT", "NE", "NV", "NM", "NC", "ND", "OH", "OK", "OR", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WV", "WY" ], "approved_states_count": 36, "state_majority": 1, "ny_only": 0, "rating": "B++", "rating_value": 5, "max_issue_age": "90", "first_year_withdrawals": "See Notes", "additional_withdrawals": "See Notes", "rmd_friendly": "No", "effective_rates_date": "20221001", "effective_rates_date_next_change": "", "years": 10, "years_description": "10 Year Guarantee Period", "min_premium_non_qualified": 5000, "min_premium_qualified": 5000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "

Death Benefit: If the optional Death Benefit Feature is not selected the Death Benefit is equal to the Cash Surrender Value in a lump sum, or the Full Account Value in annual payments over a 5-year period. If owner\u2019s spouse is named as the sole, primary beneficiary they may elect to become the owner of the contract and continue it for the remainder of the term.<\/p>\n

Base contract provides zero liquidity. The following optional riders are available to increase liquidity, but will reduce the annual interest rate credited by percentages shown:
\nAccumulated Interest Withdrawal – 0.05%
\nPreferred 10% Free Withdrawal – 0.15%
\nDeath Benefit Feature – 0.25%<\/p>\n

Death Benefit: If the optional Death Benefit Feature is not selected the Death Benefit is equal to the Cash Surrender Value. If owner\u2019s spouse is named as the sole, primary beneficiary they may elect to become the owner of the contract and continue it for the remainder of the term.<\/p>\n

Base contract provides zero liquidity. The following optional riders are available to increase liquidity, but will reduce the annual interest rate credited by percentages shown:
\nRequired Minimum Distribution – 0.16%
\nPreferred 10% Free Withdrawal – 0.08%
\nTerminal Illness\/Nursing Home Care – 0.15%
\n72(t) Free Withdrawal – 0.05%
\nDeath Benefit Feature – 0.35%
\nAccumulated Interest Withdrawal – 0.08%<\/p>\n

Base contract provides zero liquidity. The following optional rider is available to increase liquidity, but will reduce the annual interest rate credited by percentage shown:
\nDeath Benefit Feature – 0.25%<\/p>\n

Owner’s issue age 86-90 are required to purchase Death Benefit Feature.<\/p>\n", "band_id": "non-banded", "band": "Non-Banded", "min_premium": 5000, "max_premium": 1000000, "min_premium_sort": 0, "guarantee_period_yield": 3.24, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.375, "guarantee_period_yield_factor_next_change": 0 }, { "id": 91162, "active": 1, "title": "Harbourview MYGA 10", "title_full": "Harbourview MYGA 10", "insurance_company": "Oceanview Life and Annuity Company", "insurance_company_id": 91149, "insurance_company_full": "Oceanview Life and Annuity Company", "year_founded": "1965", "assets": "$1,883,496,644", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CO", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 47, "state_majority": 1, "ny_only": 0, "rating": "A-", "rating_value": 4, "max_issue_age": "89", "first_year_withdrawals": "None", "additional_withdrawals": "10%", "rmd_friendly": "Yes", "effective_rates_date": "20240516", "effective_rates_date_next_change": "", "years": 10, "years_description": "10 Year Guarantee Period", "min_premium_non_qualified": 20000, "min_premium_qualified": 20000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "low-band", "band": "Low-Band", "min_premium": 20000, "max_premium": 79999, "min_premium_sort": 0, "guarantee_period_yield": 3.2, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.37024104634, "guarantee_period_yield_factor_next_change": 0 }, { "id": 95930, "active": 1, "title": "Guaranty Rate Lock with MVA 10", "title_full": "Guaranty Rate Lock with MVA 10", "insurance_company": "Guaranty Income Life Insurance Company", "insurance_company_id": 89403, "insurance_company_full": "Guaranty Income Life Insurance Company", "year_founded": "1926", "assets": "$2,572,009,550", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 47, "state_majority": 1, "ny_only": 0, "rating": "B++", "rating_value": 5, "max_issue_age": "90", "first_year_withdrawals": "None", "additional_withdrawals": "5%", "rmd_friendly": "Yes", "effective_rates_date": "20220201", "effective_rates_date_next_change": "", "years": 10, "years_description": "10 Year Guarantee Period", "min_premium_non_qualified": 10000, "min_premium_qualified": 10000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "mid-band-3", "band": "Mid-Band", "min_premium": 250000, "max_premium": 299999, "min_premium_sort": 250000, "guarantee_period_yield": 3.2, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.37024104634, "guarantee_period_yield_factor_next_change": 0 }, { "id": 89473, "active": 1, "title": "Safe Harbor 10 (FL)", "title_full": "Safe Harbor 10 (FL)", "insurance_company": "Atlantic Coast Life Insurance Company", "insurance_company_id": 88957, "insurance_company_full": "Atlantic Coast Life Insurance Company", "year_founded": "1925", "assets": "$758,020,913", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "FL" ], "approved_states_count": 1, "state_majority": 0, "ny_only": 0, "rating": "B++", "rating_value": 5, "max_issue_age": "90", "first_year_withdrawals": "None", "additional_withdrawals": "None", "rmd_friendly": "No", "effective_rates_date": "20221001", "effective_rates_date_next_change": "", "years": 10, "years_description": "10 Year Guarantee Period", "min_premium_non_qualified": 5000, "min_premium_qualified": 5000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "

Surrender Charge Schedule is reduced to 8 years on issue ages 60+.<\/p>\n

This annuity provides zero liquidity other than the included Death Benefit Feature.<\/p>\n", "band_id": "non-banded", "band": "Non-Banded", "min_premium": 5000, "max_premium": 1000000, "min_premium_sort": 0, "guarantee_period_yield": 3.16, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.365, "guarantee_period_yield_factor_next_change": 0 }, { "id": 89127, "active": 1, "title": "Personal Choice Annuity 10 (CA, FL)", "title_full": "Personal Choice Annuity 10 (CA, FL)", "insurance_company": "Sentinel Security Life Insurance Company", "insurance_company_id": 89423, "insurance_company_full": "Sentinel Security Life Insurance Company", "year_founded": "1948", "assets": "$693,842,494", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "CA", "FL" ], "approved_states_count": 2, "state_majority": 0, "ny_only": 0, "rating": "B++", "rating_value": 5, "max_issue_age": "90", "first_year_withdrawals": "See Notes", "additional_withdrawals": "See Notes", "rmd_friendly": "No", "effective_rates_date": "20211018", "effective_rates_date_next_change": "", "years": 10, "years_description": "10 Year Guarantee Period", "min_premium_non_qualified": 2500, "min_premium_qualified": 2500, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "

Surrender Charge Schedule is reduced to 8 years on issue ages 60+.<\/p>\n

Base contract provides limited liquidity. The following optional riders are available to increase liquidity, but will reduce the annual interest rate credited by percentages shown:
\nRequired Minimum Distribution – 0.16%
\nPreferred 10% Free Withdrawal – 0.08%
\n72(t) Free Withdrawal – 0.05%
\nAccumulated Interest Withdrawal – 0.08%<\/p>\n", "band_id": "non-banded", "band": "Non-Banded", "min_premium": 2500, "max_premium": 1000000, "min_premium_sort": 0, "guarantee_period_yield": 3.15, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.36361673694, "guarantee_period_yield_factor_next_change": 0 }, { "id": 89106, "active": 1, "title": "Safe Haven 10 (FL)", "title_full": "Safe Haven 10 (FL)", "insurance_company": "Atlantic Coast Life Insurance Company", "insurance_company_id": 88957, "insurance_company_full": "Atlantic Coast Life Insurance Company", "year_founded": "1925", "assets": "$758,020,913", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "FL" ], "approved_states_count": 1, "state_majority": 0, "ny_only": 0, "rating": "B++", "rating_value": 5, "max_issue_age": "90", "first_year_withdrawals": "See Notes", "additional_withdrawals": "See Notes", "rmd_friendly": "No", "effective_rates_date": "20221001", "effective_rates_date_next_change": "", "years": 10, "years_description": "10 Year Guarantee Period", "min_premium_non_qualified": 5000, "min_premium_qualified": 5000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "

Surrender Charge Schedule is reduced to 8 years on issue ages 60+.<\/p>\n

Max Premium\u00a0Issue Ages 18-75: $1,000,000
\nMax Premium Issue Ages 76-80: $750,000
\nMax Premium Issue Ages 81-85: $500,000<\/p>\n

Base contract provides zero liquidity. The following optional riders are available to increase liquidity, but will reduce the annual interest rate credited by percentages shown:
\nRequired Minimum Distribution – 0.16%
\nPreferred 10% Free Withdrawal – 0.08%
\nTerminal Illness\/Nursing Home Care – 0.15%
\n72(t) Free Withdrawal – 0.05%
\nDeath Benefit Feature – 0.35%
\nAccumulated Interest Withdrawal – 0.08%<\/p>\n

Owner’s issue age 86-90 are required to purchase Death Benefit Feature.<\/p>\n", "band_id": "non-banded", "band": "Non-Banded", "min_premium": 2500, "max_premium": 1000000, "min_premium_sort": 0, "guarantee_period_yield": 2.75, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.31165103259, "guarantee_period_yield_factor_next_change": 0 }, { "id": 95946, "active": 1, "title": "Guaranty Rate Lock without MVA 10", "title_full": "Guaranty Rate Lock without MVA 10", "insurance_company": "Guaranty Income Life Insurance Company", "insurance_company_id": 89403, "insurance_company_full": "Guaranty Income Life Insurance Company", "year_founded": "1926", "assets": "$2,572,009,550", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 47, "state_majority": 1, "ny_only": 0, "rating": "B++", "rating_value": 5, "max_issue_age": "90", "first_year_withdrawals": "None", "additional_withdrawals": "5%", "rmd_friendly": "Yes", "effective_rates_date": "20220201", "effective_rates_date_next_change": "", "years": 10, "years_description": "10 Year Guarantee Period", "min_premium_non_qualified": 10000, "min_premium_qualified": 10000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "high-band", "band": "High-Band", "min_premium": 250000, "max_premium": 3000000, "min_premium_sort": 250000, "guarantee_period_yield": 2.75, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.31165103259, "guarantee_period_yield_factor_next_change": 0 }, { "id": 89084, "active": 1, "title": "Palladium MYG Annuity 10", "title_full": "Palladium MYG Annuity 10", "insurance_company": "American National Insurance Company", "insurance_company_id": 89397, "insurance_company_full": "American National Insurance Company", "year_founded": "1905", "assets": "$21,017,787,246", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 50, "state_majority": 1, "ny_only": 0, "rating": "A", "rating_value": 3, "max_issue_age": "90", "first_year_withdrawals": "10%", "additional_withdrawals": "10%", "rmd_friendly": "Yes", "effective_rates_date": "20221006", "effective_rates_date_next_change": "", "years": 10, "years_description": "10 Year Guarantee Period", "min_premium_non_qualified": 5000, "min_premium_qualified": 5000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "high-band", "band": "High-Band", "min_premium": 250000, "max_premium": 1500000, "min_premium_sort": 250000, "guarantee_period_yield": 2.7, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.30528226116, "guarantee_period_yield_factor_next_change": 0 }, { "id": 95946, "active": 1, "title": "Guaranty Rate Lock without MVA 10", "title_full": "Guaranty Rate Lock without MVA 10", "insurance_company": "Guaranty Income Life Insurance Company", "insurance_company_id": 89403, "insurance_company_full": "Guaranty Income Life Insurance Company", "year_founded": "1926", "assets": "$2,572,009,550", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 47, "state_majority": 1, "ny_only": 0, "rating": "B++", "rating_value": 5, "max_issue_age": "90", "first_year_withdrawals": "None", "additional_withdrawals": "5%", "rmd_friendly": "Yes", "effective_rates_date": "20220201", "effective_rates_date_next_change": "", "years": 10, "years_description": "10 Year Guarantee Period", "min_premium_non_qualified": 10000, "min_premium_qualified": 10000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "low-band", "band": "Low-Band", "min_premium": 10000, "max_premium": 99999, "min_premium_sort": 0, "guarantee_period_yield": 2.65, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.29894133469, "guarantee_period_yield_factor_next_change": 0 }, { "id": 95946, "active": 1, "title": "Guaranty Rate Lock without MVA 10", "title_full": "Guaranty Rate Lock without MVA 10", "insurance_company": "Guaranty Income Life Insurance Company", "insurance_company_id": 89403, "insurance_company_full": "Guaranty Income Life Insurance Company", "year_founded": "1926", "assets": "$2,572,009,550", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 47, "state_majority": 1, "ny_only": 0, "rating": "B++", "rating_value": 5, "max_issue_age": "90", "first_year_withdrawals": "None", "additional_withdrawals": "5%", "rmd_friendly": "Yes", "effective_rates_date": "20220201", "effective_rates_date_next_change": "", "years": 10, "years_description": "10 Year Guarantee Period", "min_premium_non_qualified": 10000, "min_premium_qualified": 10000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "mid-band", "band": "Mid-Band", "min_premium": 100000, "max_premium": 249999, "min_premium_sort": 100000, "guarantee_period_yield": 2.65, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.29894133469, "guarantee_period_yield_factor_next_change": 0 }, { "id": 89084, "active": 1, "title": "Palladium MYG Annuity 10", "title_full": "Palladium MYG Annuity 10", "insurance_company": "American National Insurance Company", "insurance_company_id": 89397, "insurance_company_full": "American National Insurance Company", "year_founded": "1905", "assets": "$21,017,787,246", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 50, "state_majority": 1, "ny_only": 0, "rating": "A", "rating_value": 3, "max_issue_age": "90", "first_year_withdrawals": "10%", "additional_withdrawals": "10%", "rmd_friendly": "Yes", "effective_rates_date": "20221006", "effective_rates_date_next_change": "", "years": 10, "years_description": "10 Year Guarantee Period", "min_premium_non_qualified": 5000, "min_premium_qualified": 5000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "mid-band", "band": "Mid-Band", "min_premium": 100000, "max_premium": 249999, "min_premium_sort": 100000, "guarantee_period_yield": 2.55, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.28634258392, "guarantee_period_yield_factor_next_change": 0 }, { "id": 89084, "active": 1, "title": "Palladium MYG Annuity 10", "title_full": "Palladium MYG Annuity 10", "insurance_company": "American National Insurance Company", "insurance_company_id": 89397, "insurance_company_full": "American National Insurance Company", "year_founded": "1905", "assets": "$21,017,787,246", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 50, "state_majority": 1, "ny_only": 0, "rating": "A", "rating_value": 3, "max_issue_age": "90", "first_year_withdrawals": "10%", "additional_withdrawals": "10%", "rmd_friendly": "Yes", "effective_rates_date": "20221006", "effective_rates_date_next_change": "", "years": 10, "years_description": "10 Year Guarantee Period", "min_premium_non_qualified": 5000, "min_premium_qualified": 5000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "low-band", "band": "Low-Band", "min_premium": 5000, "max_premium": 99999, "min_premium_sort": 0, "guarantee_period_yield": 2.45, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.27385391856, "guarantee_period_yield_factor_next_change": 0 }, { "id": 89530, "active": 1, "title": "ProOption Multi-Year Guaranteed Annuity with ROP 10", "title_full": "ProOption Multi-Year Guaranteed Annuity with ROP 10", "insurance_company": "Guggenheim Life & Annuity Company", "insurance_company_id": 89406, "insurance_company_full": "Guggenheim Life & Annuity Company", "year_founded": "1985", "assets": "$11,869,875,615", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 50, "state_majority": 1, "ny_only": 0, "rating": "A-", "rating_value": 4, "max_issue_age": "90", "first_year_withdrawals": "Interest Only", "additional_withdrawals": "10%", "rmd_friendly": "Yes", "effective_rates_date": "20220201", "effective_rates_date_next_change": "", "years": 10, "years_description": "10 Year Guarantee Period", "min_premium_non_qualified": 10000, "min_premium_qualified": 5000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "

Includes a return of premium feature that guarantees you will receive no less than your original premium, less the sum of any early withdrawals, should you decide to surrender your annuity at any time.<\/p>\n", "band_id": "non-banded", "band": "Non-Banded", "min_premium": 5000, "max_premium": 1000000, "min_premium_sort": 0, "guarantee_period_yield": 2.4, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.26760073267, "guarantee_period_yield_factor_next_change": 0 }, { "id": 89545, "active": 1, "title": "Focused Growth Annuity 10", "title_full": "Focused Growth Annuity 10", "insurance_company": "The Standard \u2013 Standard Insurance Co", "insurance_company_id": 89405, "insurance_company_full": "The Standard \u2013 Standard Insurance Co", "year_founded": "1906", "assets": "$19,405,741,716", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 49, "state_majority": 1, "ny_only": 0, "rating": "A", "rating_value": 3, "max_issue_age": "80", "first_year_withdrawals": "Interest Only", "additional_withdrawals": "Interest Only", "rmd_friendly": "Yes", "effective_rates_date": "20220201", "effective_rates_date_next_change": "", "years": 10, "years_description": "10 Year Guarantee Period", "min_premium_non_qualified": 15000, "min_premium_qualified": 15000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "high-band", "band": "High-Band", "min_premium": 100000, "max_premium": 1000000, "min_premium_sort": 100000, "guarantee_period_yield": 2.4, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.26765060023, "guarantee_period_yield_factor_next_change": 0 }, { "id": 89545, "active": 1, "title": "Focused Growth Annuity 10", "title_full": "Focused Growth Annuity 10", "insurance_company": "The Standard \u2013 Standard Insurance Co", "insurance_company_id": 89405, "insurance_company_full": "The Standard \u2013 Standard Insurance Co", "year_founded": "1906", "assets": "$19,405,741,716", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 49, "state_majority": 1, "ny_only": 0, "rating": "A", "rating_value": 3, "max_issue_age": "80", "first_year_withdrawals": "Interest Only", "additional_withdrawals": "Interest Only", "rmd_friendly": "Yes", "effective_rates_date": "20220201", "effective_rates_date_next_change": "", "years": 10, "years_description": "10 Year Guarantee Period", "min_premium_non_qualified": 15000, "min_premium_qualified": 15000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "low-band", "band": "Low-Band", "min_premium": 15000, "max_premium": 99999, "min_premium_sort": 0, "guarantee_period_yield": 2.3, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.25532546007, "guarantee_period_yield_factor_next_change": 0 }, { "id": 89982, "active": 1, "title": "American Pathway VisionMYG 10", "title_full": "American Pathway VisionMYG 10", "insurance_company": "American General Life Insurance Company", "insurance_company_id": 89396, "insurance_company_full": "American General Life Insurance Company", "year_founded": "1960", "assets": "$142,094,139,527", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 50, "state_majority": 1, "ny_only": 0, "rating": "A", "rating_value": 3, "max_issue_age": "85", "first_year_withdrawals": "Interest Only", "additional_withdrawals": "15%", "rmd_friendly": "Yes", "effective_rates_date": "20220118", "effective_rates_date_next_change": "", "years": 10, "years_description": "10 Year Guarantee Period", "min_premium_non_qualified": 10000, "min_premium_qualified": 10000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "low-band", "band": "Low-Band", "min_premium": 10000, "max_premium": 99999, "min_premium_sort": 0, "guarantee_period_yield": 2.25, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.24920342646, "guarantee_period_yield_factor_next_change": 0 }, { "id": 92537, "active": 1, "title": "Certainty Select 10", "title_full": "Certainty Select 10", "insurance_company": "EquiTrust Life Insurance Company", "insurance_company_id": 89400, "insurance_company_full": "EquiTrust Life Insurance Company", "year_founded": "1966", "assets": "$22,254,531,828", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 50, "state_majority": 1, "ny_only": 0, "rating": "B++", "rating_value": 5, "max_issue_age": "90", "first_year_withdrawals": "Interest Only", "additional_withdrawals": "Interest Only", "rmd_friendly": "Yes", "effective_rates_date": "20220201", "effective_rates_date_next_change": "", "years": 10, "years_description": "10 Year Guarantee Period", "min_premium_non_qualified": 10000, "min_premium_qualified": 10000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "non-banded", "band": "Non-Banded", "min_premium": 10000, "max_premium": 1000000, "min_premium_sort": 0, "guarantee_period_yield": 2.2, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.24310827659, "guarantee_period_yield_factor_next_change": 0 }, { "id": 89293, "active": 1, "title": "Lincoln MYGuarantee Plus 10", "title_full": "Lincoln MYGuarantee Plus 10", "insurance_company": "Lincoln Financial Group - Lincoln National", "insurance_company_id": 89001, "insurance_company_full": "Lincoln Financial Group - Lincoln National", "year_founded": "1905", "assets": "$123,515,849,227", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AZ", "AR", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MS", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 46, "state_majority": 1, "ny_only": 0, "rating": "A+", "rating_value": 2, "max_issue_age": "85", "first_year_withdrawals": "10%", "additional_withdrawals": "10%", "rmd_friendly": "Yes", "effective_rates_date": "20220115", "effective_rates_date_next_change": "", "years": 10, "years_description": "10 Year Guarantee Period", "min_premium_non_qualified": 10000, "min_premium_qualified": 10000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "

Penalty Free Withdrawals: No penalty free withdrawals for any reason (including RMDs) during surrender charge period; thereafter, 100% liquid.<\/p>\n

Death Benefit: Surviving spouses may elect to continue the policy as their own and avoid surrender charges. Non-spousal beneficiaries may reduce or avoid charges by deferring payment or taking a payout option over a period of 5 years or longer.<\/p>\n", "band_id": "non-banded", "band": "Non-Banded", "min_premium": 10000, "max_premium": 500000, "min_premium_sort": 0, "guarantee_period_yield": 3, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.30477318383, "guarantee_period_yield_factor_next_change": 0 }, { "id": 95928, "active": 1, "title": "Guaranty Rate Lock with MVA 9", "title_full": "Guaranty Rate Lock with MVA 9", "insurance_company": "Guaranty Income Life Insurance Company", "insurance_company_id": 89403, "insurance_company_full": "Guaranty Income Life Insurance Company", "year_founded": "1926", "assets": "$2,572,009,550", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 47, "state_majority": 1, "ny_only": 0, "rating": "B++", "rating_value": 5, "max_issue_age": "90", "first_year_withdrawals": "None", "additional_withdrawals": "5%", "rmd_friendly": "Yes", "effective_rates_date": "20220201", "effective_rates_date_next_change": "12\/01\/24", "years": 9, "years_description": "9 Year Guarantee Period", "min_premium_non_qualified": 10000, "min_premium_qualified": 10000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": true, "notes": "", "band_id": "high-band", "band": "High-Band", "min_premium": 250000, "max_premium": 3000000, "min_premium_sort": 250000, "guarantee_period_yield": 3, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.30477318383, "guarantee_period_yield_factor_next_change": 0 }, { "id": 89491, "active": 1, "title": "Multi-Select 9", "title_full": "Multi-Select 9", "insurance_company": "Oxford Life Insurance Company", "insurance_company_id": 89417, "insurance_company_full": "Oxford Life Insurance Company", "year_founded": "1965", "assets": "$2,750,725,626", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AK", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VA", "WA", "WI", "WY" ], "approved_states_count": 46, "state_majority": 1, "ny_only": 0, "rating": "A", "rating_value": 3, "max_issue_age": "85", "first_year_withdrawals": "Interest Only", "additional_withdrawals": "10%", "rmd_friendly": "Yes", "effective_rates_date": "20220201", "effective_rates_date_next_change": "", "years": 9, "years_description": "9 Year Guarantee Period", "min_premium_non_qualified": 20000, "min_premium_qualified": 20000, "income_rider_available": "Yes", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "

Max Premium\u00a0Issue Ages 18-75: $1,000,000
\nMax Premium Issue Ages 76-80: $750,000
\nMax Premium Issue Ages 81-85: $500,000<\/p>\n

Life Events Rider: The Diamond Head MYGA offers an additional withdrawal of up to 10% of the contract’s value for any reason without incurring a surrender charge. This rider is offered at no additional cost, is available starting in the second contract year, and can be exercised only once during the life of the contract.<\/p>\n", "band_id": "non-banded", "band": "Non-Banded", "min_premium": 10000, "max_premium": 1000000, "min_premium_sort": 0, "guarantee_period_yield": 3.05, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.27169794334, "guarantee_period_yield_factor_next_change": 0 }, { "id": 95926, "active": 1, "title": "Guaranty Rate Lock with MVA 8", "title_full": "Guaranty Rate Lock with MVA 8", "insurance_company": "Guaranty Income Life Insurance Company", "insurance_company_id": 89403, "insurance_company_full": "Guaranty Income Life Insurance Company", "year_founded": "1926", "assets": "$2,572,009,550", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 47, "state_majority": 1, "ny_only": 0, "rating": "B++", "rating_value": 5, "max_issue_age": "90", "first_year_withdrawals": "None", "additional_withdrawals": "5%", "rmd_friendly": "Yes", "effective_rates_date": "20220201", "effective_rates_date_next_change": "", "years": 8, "years_description": "8 Year Guarantee Period", "min_premium_non_qualified": 10000, "min_premium_qualified": 10000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "high-band", "band": "High-Band", "min_premium": 250000, "max_premium": 3000000, "min_premium_sort": 250000, "guarantee_period_yield": 2.75, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.24238055194, "guarantee_period_yield_factor_next_change": 0 }, { "id": 89525, "active": 1, "title": "Preserve Multi-Year Guaranteed Annuity 8", "title_full": "Preserve Multi-Year Guaranteed Annuity 8", "insurance_company": "Guggenheim Life & Annuity Company", "insurance_company_id": 89406, "insurance_company_full": "Guggenheim Life & Annuity Company", "year_founded": "1985", "assets": "$11,869,875,615", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", 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"max_issue_age": "90", "first_year_withdrawals": "Interest Only", "additional_withdrawals": "Interest Only", "rmd_friendly": "Yes", "effective_rates_date": "20240110", "effective_rates_date_next_change": "12\/01\/24", "years": 7, "years_description": "7 Year Guarantee Period", "min_premium_non_qualified": 20000, "min_premium_qualified": 20000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": true, "show_change": true, "notes": "

Testing notes section. Seems to work well.<\/p>\n", "band_id": "high-band", "band": "High-Band", "min_premium": 100000, "max_premium": 1000000, "min_premium_sort": 100000, "guarantee_period_yield": 7.25, "guarantee_period_yield_next_change": 6.95, "guarantee_period_yield_factor": 1.63222906107, "guarantee_period_yield_factor_next_change": 1.60053627791, "guarantee_period_yield_next_change_dir": "down" }, { "id": 103469, "active": 1, "title": "MNL Guarantee Pro 7", "title_full": "MNL Guarantee Pro 7", "insurance_company": "Midland National Life Insurance Company", "insurance_company_id": 89391, "insurance_company_full": "Midland National Life Insurance Company", "year_founded": "1906", "assets": "$61,482,897,319", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 50, "state_majority": 1, "ny_only": 0, "rating": "A+", "rating_value": 2, "max_issue_age": "90", "first_year_withdrawals": "Interest Only", "additional_withdrawals": "Interest Only", "rmd_friendly": "Yes", "effective_rates_date": "20240110", "effective_rates_date_next_change": "12\/01\/24", "years": 7, "years_description": "7 Year Guarantee Period", "min_premium_non_qualified": 20000, "min_premium_qualified": 20000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": true, "show_change": true, "notes": "

Testing notes section. Seems to work well.<\/p>\n", "band_id": "low-band", "band": "Low-Band", "min_premium": 20000, "max_premium": 99999, "min_premium_sort": 0, "guarantee_period_yield": 7, "guarantee_period_yield_next_change": 7.75, "guarantee_period_yield_factor": 1.60578147648, "guarantee_period_yield_factor_next_change": 1.68624607514, "guarantee_period_yield_next_change_dir": "up" }, { "id": 89468, "active": 1, "title": "Safe Harbor 7", "title_full": "Safe Harbor 7", "insurance_company": "Atlantic Coast Life Insurance Company", "insurance_company_id": 88957, "insurance_company_full": "Atlantic Coast Life Insurance Company", "year_founded": "1925", "assets": "$758,020,913", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": "1", "exclude_top_product_table_type": "public_private", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AZ", "AR", "CO", "GA", "HI", "IL", "IN", "IA", "KS", "KY", "LA", "MD", "MA", "MS", "MO", "MT", "NE", "NV", "NM", "NC", "ND", "OH", "OK", "OR", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WV", "WY" ], "approved_states_count": 35, "state_majority": 1, "ny_only": 0, "rating": "B++", "rating_value": 5, "max_issue_age": "90", "first_year_withdrawals": "None", "additional_withdrawals": "None", "rmd_friendly": "No", "effective_rates_date": "20221031", "effective_rates_date_next_change": "", "years": 7, "years_description": "7 Year Guarantee Period", "min_premium_non_qualified": 5000, "min_premium_qualified": 5000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "

Base contract provides zero liquidity. The following optional riders are available to increase liquidity, but will reduce the annual interest rate credited by percentages shown:
\nRequired Minimum Distribution – 0.16%
\nPreferred 10% Free Withdrawal – 0.08%
\nTerminal Illness\/Nursing Home Care – 0.15%
\n72(t) Free Withdrawal – 0.05%
\nDeath Benefit Feature – 0.35%
\nAccumulated Interest Withdrawal – 0.08%<\/p>\n

Owner’s issue age 86-90 are required to purchase Death Benefit Feature.<\/p>\n", "band_id": "non-banded", "band": "Non-Banded", "min_premium": 5000, "max_premium": 1000000, "min_premium_sort": 0, "guarantee_period_yield": 3.19, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.246034483, "guarantee_period_yield_factor_next_change": 0 }, { "id": 91160, "active": 1, "title": "Harbourview MYGA 7", "title_full": "Harbourview MYGA 7", "insurance_company": "Oceanview Life and Annuity Company", "insurance_company_id": 91149, "insurance_company_full": "Oceanview Life and Annuity Company", "year_founded": "1965", "assets": "$1,883,496,644", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CO", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 47, "state_majority": 1, "ny_only": 0, "rating": "A-", "rating_value": 4, "max_issue_age": "89", "first_year_withdrawals": "None", "additional_withdrawals": "10%", "rmd_friendly": "Yes", "effective_rates_date": "20220201", "effective_rates_date_next_change": "", "years": 7, "years_description": "7 Year Guarantee Period", "min_premium_non_qualified": 20000, "min_premium_qualified": 20000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "high-band", "band": "High-Band", "min_premium": 80000, "max_premium": 1000000, "min_premium_sort": 80000, "guarantee_period_yield": 3.15, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.24246632338, "guarantee_period_yield_factor_next_change": 0 }, { "id": 89368, "active": 1, "title": "Secure Value 7", "title_full": "Secure Value 7", "insurance_company": "United Heritage Life Insurance Company", "insurance_company_id": 89426, "insurance_company_full": "United Heritage Life Insurance Company", "year_founded": "1934", "assets": "$635,122,652", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AK", "AZ", "AR", "CO", "CT", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "LA", "MI", "MN", "MO", "MT", "NE", "NV", "NH", "NM", "NC", "OH", "OK", "OR", "PA", "SC", "TN", "TX", "UT", "VA", "WA", "WI", "WY" ], "approved_states_count": 34, "state_majority": 1, "ny_only": 0, "rating": "B++", "rating_value": 5, "max_issue_age": "90", "first_year_withdrawals": "Interest Only", "additional_withdrawals": "Interest Only", "rmd_friendly": "Yes", "effective_rates_date": "20220201", "effective_rates_date_next_change": "", "years": 7, "years_description": "7 Year Guarantee Period", "min_premium_non_qualified": 7000, "min_premium_qualified": 7000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "non-banded", "band": "Non-Banded", "min_premium": 7000, "max_premium": 1000000, "min_premium_sort": 0, "guarantee_period_yield": 3.1, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.23825661569, "guarantee_period_yield_factor_next_change": 0 }, { "id": 89126, "active": 1, "title": "Personal Choice Annuity 7 (CA, FL)", "title_full": "Personal Choice Annuity 7 (CA, FL)", "insurance_company": "Sentinel Security Life Insurance Company", "insurance_company_id": 89423, "insurance_company_full": "Sentinel Security Life Insurance Company", "year_founded": "1948", "assets": "$693,842,494", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "CA", "FL" ], "approved_states_count": 2, "state_majority": 0, "ny_only": 0, "rating": "B++", "rating_value": 5, "max_issue_age": "90", "first_year_withdrawals": "See Notes", "additional_withdrawals": "See Notes", "rmd_friendly": "No", "effective_rates_date": "20211018", "effective_rates_date_next_change": "", "years": 7, "years_description": "7 Year Guarantee Period", "min_premium_non_qualified": 2500, "min_premium_qualified": 2500, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "

Base contract provides limited liquidity. The following optional riders are available to increase liquidity, but will reduce the annual interest rate credited by percentages shown:
\nRequired Minimum Distribution – 0.16%
\nPreferred 10% Free Withdrawal – 0.08%
\n72(t) Free Withdrawal – 0.05%
\nAccumulated Interest Withdrawal – 0.08%<\/p>\n", "band_id": "non-banded", "band": "Non-Banded", "min_premium": 2500, "max_premium": 1000000, "min_premium_sort": 0, "guarantee_period_yield": 3.1, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.23825661569, "guarantee_period_yield_factor_next_change": 0 }, { "id": 89472, "active": 1, "title": "Safe Harbor 7 (FL)", "title_full": "Safe Harbor 7 (FL)", "insurance_company": "Atlantic Coast Life Insurance Company", "insurance_company_id": 88957, "insurance_company_full": "Atlantic Coast Life Insurance Company", "year_founded": "1925", "assets": "$758,020,913", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "FL" ], "approved_states_count": 1, "state_majority": 0, "ny_only": 0, "rating": "B++", "rating_value": 5, "max_issue_age": "90", "first_year_withdrawals": "None", "additional_withdrawals": "None", "rmd_friendly": "No", "effective_rates_date": "20221001", "effective_rates_date_next_change": "", "years": 7, "years_description": "7 Year Guarantee Period", "min_premium_non_qualified": 5000, "min_premium_qualified": 5000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "

This annuity provides zero liquidity other than the included Death Benefit Feature.<\/p>\n", "band_id": "non-banded", "band": "Non-Banded", "min_premium": 5000, "max_premium": 1000000, "min_premium_sort": 0, "guarantee_period_yield": 3.09, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.2375, "guarantee_period_yield_factor_next_change": 0 }, { "id": 89104, "active": 1, "title": "Safe Haven 7 (FL)", "title_full": "Safe Haven 7 (FL)", "insurance_company": "Atlantic Coast Life Insurance Company", "insurance_company_id": 88957, "insurance_company_full": "Atlantic Coast Life Insurance Company", "year_founded": "1925", "assets": "$758,020,913", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "FL" ], "approved_states_count": 1, "state_majority": 0, "ny_only": 0, "rating": "B++", "rating_value": 5, "max_issue_age": "90", "first_year_withdrawals": "See Notes", "additional_withdrawals": "See Notes", "rmd_friendly": "No", "effective_rates_date": "20221001", "effective_rates_date_next_change": "", "years": 7, "years_description": "7 Year Guarantee Period", "min_premium_non_qualified": 5000, "min_premium_qualified": 5000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "

Penalty Free Withdrawals: No penalty free withdrawals for any reason (including RMDs) during surrender charge period; thereafter, 100% liquid.<\/p>\n

Death Benefit: Surviving spouses may elect to continue the policy as their own and avoid surrender charges. Non-spousal beneficiaries may reduce or avoid charges by deferring payment or taking a payout option over a period of 5 years or longer.<\/p>\n", "band_id": "non-banded", "band": "Non-Banded", "min_premium": 10000, "max_premium": 500000, "min_premium_sort": 0, "guarantee_period_yield": 2.95, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.22570076365, "guarantee_period_yield_factor_next_change": 0 }, { "id": 104107, "active": 1, "title": "Harbourview MYGA 7 (CA)", "title_full": "Harbourview MYGA 7 (CA)", "insurance_company": "Oceanview Life and Annuity Company", "insurance_company_id": 91149, "insurance_company_full": "Oceanview Life and Annuity Company", "year_founded": "1965", "assets": "$1,883,496,644", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "CA" ], "approved_states_count": 1, "state_majority": 0, "ny_only": 0, "rating": "A-", "rating_value": 4, "max_issue_age": "89", "first_year_withdrawals": "None", "additional_withdrawals": "10%", "rmd_friendly": "Yes", "effective_rates_date": "20220201", "effective_rates_date_next_change": "", "years": 7, "years_description": "7 Year Guarantee Period", "min_premium_non_qualified": 20000, "min_premium_qualified": 20000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "high-band", "band": "High-Band", "min_premium": 80000, "max_premium": 1000000, "min_premium_sort": 80000, "guarantee_period_yield": 2.95, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.22570076365, "guarantee_period_yield_factor_next_change": 0 }, { "id": 105397, "active": 1, "title": "Nassau MYAnnuity (10% Free WD) 7", "title_full": "Nassau MYAnnuity (10% Free WD) 7", "insurance_company": "Nassau Life and Annuity Company", "insurance_company_id": 104878, "insurance_company_full": "Nassau Life and Annuity Company", "year_founded": "1981", "assets": "$1,205,597,630", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "MD", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 47, "state_majority": 1, "ny_only": 0, "rating": "B++", "rating_value": 5, "max_issue_age": "85", "first_year_withdrawals": "10%", "additional_withdrawals": "10%", "rmd_friendly": "Yes", "effective_rates_date": "20220201", "effective_rates_date_next_change": "", "years": 7, "years_description": "7 Year Guarantee Period", "min_premium_non_qualified": 10000, "min_premium_qualified": 10000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "non-banded", "band": "Non-Banded", "min_premium": 10000, "max_premium": 1000000, "min_premium_sort": 0, "guarantee_period_yield": 2.9, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.22153980475, "guarantee_period_yield_factor_next_change": 0 }, { "id": 89475, "active": 1, "title": "Personal Choice Annuity 7 (MN)", "title_full": "Personal Choice Annuity 7 (MN)", "insurance_company": "Sentinel Security Life Insurance Company", "insurance_company_id": 89423, "insurance_company_full": "Sentinel Security Life Insurance Company", "year_founded": "1948", "assets": "$693,842,494", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "MN" ], "approved_states_count": 1, "state_majority": 0, "ny_only": 0, "rating": "B++", "rating_value": 5, "max_issue_age": "90", "first_year_withdrawals": "See Notes", "additional_withdrawals": "See Notes", "rmd_friendly": "No", "effective_rates_date": "20211018", "effective_rates_date_next_change": "", "years": 7, "years_description": "7 Year Guarantee Period", "min_premium_non_qualified": 2500, "min_premium_qualified": 2500, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "

Base contract provides zero liquidity. The following optional riders are available to increase liquidity, but will reduce the annual interest rate credited by percentages shown:
\nRequired Minimum Distribution – 0.16%
\nPreferred 10% Free Withdrawal – 0.08%
\nTerminal Illness\/Nursing Home Care – 0.15%
\n72(t) Free Withdrawal – 0.05%
\nDeath Benefit Feature – 0.35%
\nAccumulated Interest Withdrawal – 0.08%<\/p>\n

Max Premium\u00a0Issue Ages 18-75: $1,000,000
\nMax Premium Issue Ages 76-80: $750,000
\nMax Premium Issue Ages 81-85: $500,000<\/p>\n

Disability, Nursing Home and Terminal Illness Waivers are only available on non-qualified policies.<\/p>\n", "band_id": "non-banded", "band": "Non-Banded", "min_premium": 10000, "max_premium": 500000, "min_premium_sort": 0, "guarantee_period_yield": 2.8, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.21325419776, "guarantee_period_yield_factor_next_change": 0 }, { "id": 104107, "active": 1, "title": "Harbourview MYGA 7 (CA)", "title_full": "Harbourview MYGA 7 (CA)", "insurance_company": "Oceanview Life and Annuity Company", "insurance_company_id": 91149, "insurance_company_full": "Oceanview Life and Annuity Company", "year_founded": "1965", "assets": "$1,883,496,644", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "CA" ], "approved_states_count": 1, "state_majority": 0, "ny_only": 0, "rating": "A-", "rating_value": 4, "max_issue_age": "89", "first_year_withdrawals": "None", "additional_withdrawals": "10%", "rmd_friendly": "Yes", "effective_rates_date": "20220201", "effective_rates_date_next_change": "", "years": 7, "years_description": "7 Year Guarantee Period", "min_premium_non_qualified": 20000, "min_premium_qualified": 20000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "low-band", "band": "Low-Band", "min_premium": 20000, "max_premium": 79999, "min_premium_sort": 0, "guarantee_period_yield": 2.8, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.21325419776, "guarantee_period_yield_factor_next_change": 0 }, { "id": 89992, "active": 1, "title": "Milestone MYGA 7 (CA)", "title_full": "Milestone MYGA 7 (CA)", "insurance_company": "Sagicor Life Insurance Company", "insurance_company_id": 89421, "insurance_company_full": "Sagicor Life Insurance Company", "year_founded": "1954", "assets": "$2,376,309,966", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "CA" ], "approved_states_count": 1, "state_majority": 0, "ny_only": 0, "rating": "A-", "rating_value": 4, "max_issue_age": "90", "first_year_withdrawals": "None", "additional_withdrawals": "10%", "rmd_friendly": "No", "effective_rates_date": "20220129", "effective_rates_date_next_change": "", "years": 7, "years_description": "7 Year Guarantee Period", "min_premium_non_qualified": 15000, "min_premium_qualified": 15000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "high-band", "band": "High-Band", "min_premium": 100000, "max_premium": 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Company", "insurance_company_id": 89406, "insurance_company_full": "Guggenheim Life & Annuity Company", "year_founded": "1985", "assets": "$11,869,875,615", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 50, "state_majority": 1, "ny_only": 0, "rating": "A-", "rating_value": 4, "max_issue_age": "90", "first_year_withdrawals": "Interest Only", "additional_withdrawals": "10%", "rmd_friendly": "Yes", "effective_rates_date": "20220201", "effective_rates_date_next_change": "", "years": 7, "years_description": "7 Year Guarantee Period", "min_premium_non_qualified": 10000, "min_premium_qualified": 5000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "low-band", "band": "Low-Band", "min_premium": 5000, "max_premium": 249999, "min_premium_sort": 0, "guarantee_period_yield": 2.5, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.18868575367, "guarantee_period_yield_factor_next_change": 0 }, { "id": 89513, "active": 1, "title": "Bankers 7", "title_full": "Bankers 7", "insurance_company": "Liberty Bankers Life Insurance Company", "insurance_company_id": 88999, "insurance_company_full": "Liberty Bankers Life Insurance Company", "year_founded": "1957", "assets": "$2,044,924,194", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CA", "CO", "CT", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MS", "MO", "MT", "NE", "NV", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 47, "state_majority": 1, "ny_only": 0, "rating": "A-", "rating_value": 4, "max_issue_age": "85", "first_year_withdrawals": "Interest Only", "additional_withdrawals": "Interest Only", "rmd_friendly": "No", "effective_rates_date": "20220209", "effective_rates_date_next_change": "", "years": 7, "years_description": "7 Year Guarantee Period", "min_premium_non_qualified": 10000, "min_premium_qualified": 10000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "

Max Issue Age Inherited IRA: 75
\nMax Issue Age Inherited Non-Qualified: 75<\/p>\n", "band_id": "high-band", "band": "High-Band", "min_premium": 100000, "max_premium": 1000000, "min_premium_sort": 100000, "guarantee_period_yield": 2.39, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.1799529554, "guarantee_period_yield_factor_next_change": 0 }, { "id": 89081, "active": 1, "title": "Palladium MYG Annuity 7", "title_full": "Palladium MYG Annuity 7", "insurance_company": "American National Insurance Company", "insurance_company_id": 89397, "insurance_company_full": "American National Insurance Company", "year_founded": "1905", "assets": "$21,017,787,246", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 50, "state_majority": 1, "ny_only": 0, "rating": "A", "rating_value": 3, "max_issue_age": "90", "first_year_withdrawals": "10%", "additional_withdrawals": "10%", "rmd_friendly": "Yes", "effective_rates_date": "20221006", "effective_rates_date_next_change": "", "years": 7, "years_description": "7 Year Guarantee Period", "min_premium_non_qualified": 5000, "min_premium_qualified": 5000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "low-band", "band": "Low-Band", "min_premium": 5000, "max_premium": 99999, "min_premium_sort": 0, "guarantee_period_yield": 2.35, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.17656230162, "guarantee_period_yield_factor_next_change": 0 }, { "id": 89981, "active": 1, "title": "American Pathway VisionMYG 7", "title_full": "American Pathway VisionMYG 7", "insurance_company": "American General Life Insurance Company", "insurance_company_id": 89396, "insurance_company_full": "American General Life Insurance Company", "year_founded": "1960", "assets": "$142,094,139,527", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 50, "state_majority": 1, "ny_only": 0, "rating": "A", "rating_value": 3, "max_issue_age": "85", "first_year_withdrawals": "Interest Only", "additional_withdrawals": "15%", "rmd_friendly": "Yes", "effective_rates_date": "20220118", "effective_rates_date_next_change": "", "years": 7, "years_description": "7 Year Guarantee Period", "min_premium_non_qualified": 10000, "min_premium_qualified": 10000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "low-band", "band": "Low-Band", "min_premium": 10000, "max_premium": 99999, "min_premium_sort": 0, "guarantee_period_yield": 2.25, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.168539014, "guarantee_period_yield_factor_next_change": 0 }, { "id": 105364, "active": 1, "title": "Premium Preferred ROP 7", "title_full": "Premium Preferred ROP 7", "insurance_company": "Manhattan Life Insurance Company", "insurance_company_id": 105283, "insurance_company_full": "Manhattan Life Insurance Company", "year_founded": "1850", "assets": "$692,672,776", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "OH", "OK", "OR", "PA", "RI", "SC", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 47, "state_majority": 1, "ny_only": 0, "rating": "B++", "rating_value": 5, "max_issue_age": "84", "first_year_withdrawals": "15%", "additional_withdrawals": "15%", "rmd_friendly": "No", "effective_rates_date": "20210120", "effective_rates_date_next_change": "", "years": 7, "years_description": "7 Year Guarantee Period", "min_premium_non_qualified": 10000, "min_premium_qualified": 10000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "

Max Issue Age Inherited IRA: 75
\nMax Issue Age Inherited Non-Qualified: 75<\/p>\n", "band_id": "high-band", "band": "High-Band", "min_premium": 100000, "max_premium": 1000000, "min_premium_sort": 100000, "guarantee_period_yield": 2.24, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.16790585098, "guarantee_period_yield_factor_next_change": 0 }, { "id": 89497, "active": 1, "title": "Milestone MYGA 7", "title_full": "Milestone MYGA 7", "insurance_company": "Sagicor Life Insurance Company", "insurance_company_id": 89421, "insurance_company_full": "Sagicor Life Insurance Company", "year_founded": "1954", "assets": "$2,376,309,966", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AZ", "AR", "CO", "DE", "DC", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "MD", "MA", "MI", "MN", "MS", "MO", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 43, "state_majority": 1, "ny_only": 0, "rating": "A-", "rating_value": 4, "max_issue_age": "90", "first_year_withdrawals": "None", "additional_withdrawals": "10%", "rmd_friendly": "No", "effective_rates_date": "20220129", "effective_rates_date_next_change": "", "years": 7, "years_description": "7 Year Guarantee Period", "min_premium_non_qualified": 15000, "min_premium_qualified": 15000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "low-band", "band": "Low-Band", "min_premium": 15000, "max_premium": 49999, "min_premium_sort": 0, "guarantee_period_yield": 2.2, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.16454498798, "guarantee_period_yield_factor_next_change": 0 }, { "id": 95901, "active": 1, "title": "Milestone MYGA 7 (FL)", "title_full": "Milestone MYGA 7 (FL)", "insurance_company": "Sagicor Life Insurance Company", "insurance_company_id": 89421, "insurance_company_full": "Sagicor Life Insurance Company", "year_founded": "1954", "assets": "$2,376,309,966", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "FL" ], "approved_states_count": 1, "state_majority": 0, "ny_only": 0, "rating": "A-", "rating_value": 4, "max_issue_age": "90", "first_year_withdrawals": "None", "additional_withdrawals": "10%", "rmd_friendly": "No", "effective_rates_date": "20220129", "effective_rates_date_next_change": "", "years": 7, "years_description": "7 Year Guarantee Period", "min_premium_non_qualified": 15000, "min_premium_qualified": 15000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "low-band", "band": "Low-Band", "min_premium": 15000, "max_premium": 49999, "min_premium_sort": 0, "guarantee_period_yield": 2.2, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.16454498798, "guarantee_period_yield_factor_next_change": 0 }, { "id": 103475, "active": 1, "title": "NAC Guarantee Plus 7", "title_full": "NAC Guarantee Plus 7", "insurance_company": "North American Co for Life & Health Ins", "insurance_company_id": 89019, "insurance_company_full": "North American Co for Life & Health Ins", "year_founded": "1886", "assets": "$32,392,291,562", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 50, "state_majority": 1, "ny_only": 0, "rating": "A+", "rating_value": 2, "max_issue_age": "90", "first_year_withdrawals": "Interest Only", "additional_withdrawals": "Interest Only", "rmd_friendly": "Yes", "effective_rates_date": "20211026", "effective_rates_date_next_change": "", "years": 7, "years_description": "7 Year Guarantee Period", "min_premium_non_qualified": 20000, "min_premium_qualified": 20000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "high-band", "band": "High-Band", "min_premium": 100000, "max_premium": 1000000, "min_premium_sort": 100000, "guarantee_period_yield": 2.2, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.16454498798, "guarantee_period_yield_factor_next_change": 0 }, { "id": 89528, "active": 1, "title": "ProOption Multi-Year Guaranteed Annuity with ROP 7", "title_full": "ProOption Multi-Year Guaranteed Annuity with ROP 7", "insurance_company": "Guggenheim Life & Annuity Company", "insurance_company_id": 89406, "insurance_company_full": "Guggenheim Life & Annuity Company", "year_founded": "1985", "assets": "$11,869,875,615", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 50, "state_majority": 1, "ny_only": 0, "rating": "A-", "rating_value": 4, "max_issue_age": "90", "first_year_withdrawals": "Interest Only", "additional_withdrawals": "10%", "rmd_friendly": "Yes", "effective_rates_date": "20220201", "effective_rates_date_next_change": "", "years": 7, "years_description": "7 Year Guarantee Period", "min_premium_non_qualified": 10000, "min_premium_qualified": 5000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "

After the initial guarantee period, surrender and MVA charges will no longer apply and the interest rate will be declared annually by the company.<\/p>\n", "band_id": "low-band", "band": "Low-Band", "min_premium": 10000, "max_premium": 99999, "min_premium_sort": 0, "guarantee_period_yield": 1.85, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.13691300239, "guarantee_period_yield_factor_next_change": 0 }, { "id": 104790, "active": 1, "title": "Secure Term MVA Fixed Annuity II 7", "title_full": "Secure Term MVA Fixed Annuity II 7", "insurance_company": "New York Life Insurance Company", "insurance_company_id": 89415, "insurance_company_full": "New York Life Insurance Company", "year_founded": "1845", "assets": "$187,046,467,794", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 50, "state_majority": 1, "ny_only": 0, "rating": "A++", "rating_value": 1, "max_issue_age": "85", "first_year_withdrawals": "10%", "additional_withdrawals": "10%", "rmd_friendly": "Yes", "effective_rates_date": "20220131", "effective_rates_date_next_change": "", "years": 7, "years_description": "7 Year Guarantee Period", "min_premium_non_qualified": 5000, "min_premium_qualified": 5000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "mid-band-2", "band": "Mid-Band", "min_premium": 50000, "max_premium": 99999, "min_premium_sort": 50000, "guarantee_period_yield": 1.85, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.13691300239, "guarantee_period_yield_factor_next_change": 0 }, { "id": 103475, "active": 1, "title": "NAC Guarantee Plus 7", "title_full": "NAC Guarantee Plus 7", "insurance_company": "North American Co for Life & Health Ins", "insurance_company_id": 89019, "insurance_company_full": "North American Co for Life & Health Ins", "year_founded": "1886", "assets": "$32,392,291,562", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 50, "state_majority": 1, "ny_only": 0, "rating": "A+", "rating_value": 2, "max_issue_age": "90", "first_year_withdrawals": "Interest Only", "additional_withdrawals": "Interest Only", "rmd_friendly": "Yes", "effective_rates_date": "20211026", "effective_rates_date_next_change": "", "years": 7, "years_description": "7 Year Guarantee Period", "min_premium_non_qualified": 20000, "min_premium_qualified": 20000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "low-band", "band": "Low-Band", "min_premium": 20000, "max_premium": 99999, "min_premium_sort": 0, "guarantee_period_yield": 1.8, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.13301183408, "guarantee_period_yield_factor_next_change": 0 }, { "id": 89537, "active": 1, "title": "SecureOption Choice 7", "title_full": "SecureOption Choice 7", "insurance_company": "Securian Financial \u2013 Minnesota Life Ins", "insurance_company_id": 89410, "insurance_company_full": "Securian Financial \u2013 Minnesota Life Ins", "year_founded": "1880", "assets": "$30,252,077,858", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 49, "state_majority": 1, "ny_only": 0, "rating": "A+", "rating_value": 2, "max_issue_age": "90", "first_year_withdrawals": "None", "additional_withdrawals": "10%", "rmd_friendly": "Yes", "effective_rates_date": "20220201", "effective_rates_date_next_change": "", "years": 7, "years_description": "7 Year Guarantee Period", "min_premium_non_qualified": 25000, "min_premium_qualified": 25000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "high-band", "band": "High-Band", "min_premium": 100000, "max_premium": 2000000, "min_premium_sort": 100000, "guarantee_period_yield": 1.75, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.12912214541, "guarantee_period_yield_factor_next_change": 0 }, { "id": 89540, "active": 1, "title": "SecureOption Choice 7 (CA)", "title_full": "SecureOption Choice 7 (CA)", "insurance_company": "Securian Financial \u2013 Minnesota Life Ins", "insurance_company_id": 89410, "insurance_company_full": "Securian Financial \u2013 Minnesota Life Ins", "year_founded": "1880", "assets": "$30,252,077,858", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "CA" ], "approved_states_count": 1, "state_majority": 0, "ny_only": 0, "rating": "A+", "rating_value": 2, "max_issue_age": "90", "first_year_withdrawals": "10%", "additional_withdrawals": "10%", "rmd_friendly": "Yes", "effective_rates_date": "20220201", "effective_rates_date_next_change": "", "years": 7, "years_description": "7 Year Guarantee Period", "min_premium_non_qualified": 25000, "min_premium_qualified": 25000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "high-band", "band": "High-Band", "min_premium": 100000, "max_premium": 2000000, "min_premium_sort": 100000, "guarantee_period_yield": 1.65, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.1213770944, "guarantee_period_yield_factor_next_change": 0 }, { "id": 104790, "active": 1, "title": "Secure Term MVA Fixed Annuity II 7", "title_full": "Secure Term MVA Fixed Annuity II 7", "insurance_company": "New York Life Insurance Company", "insurance_company_id": 89415, "insurance_company_full": "New York Life Insurance Company", "year_founded": "1845", "assets": "$187,046,467,794", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 50, "state_majority": 1, 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"insurance_company_full": "Securian Financial \u2013 Minnesota Life Ins", "year_founded": "1880", "assets": "$30,252,077,858", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 49, "state_majority": 1, "ny_only": 0, "rating": "A+", "rating_value": 2, "max_issue_age": "90", "first_year_withdrawals": "None", "additional_withdrawals": "10%", "rmd_friendly": "Yes", "effective_rates_date": "20220201", "effective_rates_date_next_change": "", "years": 7, "years_description": "7 Year Guarantee Period", "min_premium_non_qualified": 25000, "min_premium_qualified": 25000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "low-band", "band": "Low-Band", "min_premium": 25000, "max_premium": 99999, "min_premium_sort": 0, "guarantee_period_yield": 1.6, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.1175216759, "guarantee_period_yield_factor_next_change": 0 }, { "id": 89540, "active": 1, "title": "SecureOption Choice 7 (CA)", "title_full": "SecureOption Choice 7 (CA)", "insurance_company": "Securian Financial \u2013 Minnesota Life Ins", "insurance_company_id": 89410, "insurance_company_full": "Securian Financial \u2013 Minnesota Life Ins", "year_founded": "1880", "assets": "$30,252,077,858", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "CA" ], "approved_states_count": 1, "state_majority": 0, "ny_only": 0, "rating": "A+", "rating_value": 2, "max_issue_age": "90", "first_year_withdrawals": "10%", "additional_withdrawals": "10%", "rmd_friendly": "Yes", "effective_rates_date": "20220201", "effective_rates_date_next_change": "", "years": 7, "years_description": "7 Year Guarantee Period", "min_premium_non_qualified": 25000, "min_premium_qualified": 25000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "low-band", "band": "Low-Band", "min_premium": 25000, "max_premium": 99999, "min_premium_sort": 0, "guarantee_period_yield": 1.5, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.1098449129, "guarantee_period_yield_factor_next_change": 0 }, { "id": 104790, "active": 1, "title": "Secure Term MVA Fixed Annuity II 7", "title_full": "Secure Term MVA Fixed Annuity II 7", "insurance_company": "New York Life Insurance Company", "insurance_company_id": 89415, "insurance_company_full": "New York Life Insurance Company", "year_founded": "1845", "assets": "$187,046,467,794", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 50, "state_majority": 1, "ny_only": 0, "rating": "A++", "rating_value": 1, "max_issue_age": "85", "first_year_withdrawals": "10%", "additional_withdrawals": "10%", "rmd_friendly": "Yes", "effective_rates_date": "20220131", "effective_rates_date_next_change": "", "years": 7, "years_description": "7 Year Guarantee Period", "min_premium_non_qualified": 5000, "min_premium_qualified": 5000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "low-band", "band": "Low-Band", "min_premium": 5000, "max_premium": 24999, "min_premium_sort": 0, "guarantee_period_yield": 1.35, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.09841453511, "guarantee_period_yield_factor_next_change": 0 }, { "id": 101988, "active": 1, "title": "Lincoln MYGuarantee Plus 7 (CA)", "title_full": "Lincoln MYGuarantee Plus 7 (CA)", "insurance_company": "Lincoln Financial Group - Lincoln National", "insurance_company_id": 89001, "insurance_company_full": "Lincoln Financial Group - Lincoln National", "year_founded": "1905", "assets": "$123,515,849,227", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "CA" ], "approved_states_count": 1, "state_majority": 0, "ny_only": 0, "rating": "A+", "rating_value": 2, "max_issue_age": "85", "first_year_withdrawals": "10%", "additional_withdrawals": "10%", "rmd_friendly": "Yes", "effective_rates_date": "20220115", "effective_rates_date_next_change": "", "years": 7, "years_description": "7 Year Guarantee Period", "min_premium_non_qualified": 10000, "min_premium_qualified": 10000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "

After the initial guarantee period, surrender and MVA charges will no longer apply and the interest rate will be declared annually by the company.<\/p>\n", "band_id": "high-band", "band": "High-Band", "min_premium": 100000, "max_premium": 2000000, "min_premium_sort": 100000, "guarantee_period_yield": 1, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.07213535211, "guarantee_period_yield_factor_next_change": 0 }, { "id": 105350, "active": 1, "title": "Preferred Choice 6", "title_full": "Preferred Choice 6", "insurance_company": "Manhattan Life Insurance Company", "insurance_company_id": 105283, "insurance_company_full": "Manhattan Life Insurance Company", "year_founded": "1850", "assets": "$692,672,776", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "OH", "OK", "OR", "PA", "RI", "SC", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 47, "state_majority": 1, "ny_only": 0, "rating": "B++", "rating_value": 5, "max_issue_age": "84", "first_year_withdrawals": "15%", "additional_withdrawals": "15%", "rmd_friendly": "No", "effective_rates_date": "20210120", "effective_rates_date_next_change": "", "years": 6, "years_description": "6 Year Guarantee Period", "min_premium_non_qualified": 50000, "min_premium_qualified": 20000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "non-banded", "band": "Non-Banded", "min_premium": 20000, "max_premium": 1000000, "min_premium_sort": 0, "guarantee_period_yield": 7.15, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.51339763957, "guarantee_period_yield_factor_next_change": 0 }, { "id": 105401, "active": 1, "title": "Nassau Simple Annuity 6 (AL, AR, CO, CT, ID, IA, KS, LA, MA, MI, MN, MS, MT, NV, NJ, NM, NY, NC, ND, OH, OK, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY)", "title_full": "Nassau Simple Annuity 6 (AL, AR, CO, CT, ID, IA, KS, LA, MA, MI, MN, MS, MT, NV, NJ, NM, NY, NC, ND, OH, OK, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY)", "insurance_company": "Nassau Life and Annuity Company", "insurance_company_id": 104878, "insurance_company_full": "Nassau Life and Annuity Company", "year_founded": "1981", "assets": "$1,205,597,630", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AR", "CO", "CT", "ID", "IA", "KS", "LA", "MA", "MI", "MN", "MS", "MT", "NV", "NJ", "NM", "NY", "NC", "ND", "OH", "OK", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 34, "state_majority": 1, "ny_only": 0, "rating": "B++", "rating_value": 5, "max_issue_age": "85", "first_year_withdrawals": "5%", "additional_withdrawals": "5%", "rmd_friendly": "Yes", "effective_rates_date": "20221220", "effective_rates_date_next_change": "", "years": 6, "years_description": "6 Year Guarantee Period", "min_premium_non_qualified": 5000, "min_premium_qualified": 5000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "high-band", "band": "High-Band", "min_premium": 100000, "max_premium": 1000000, "min_premium_sort": 100000, "guarantee_period_yield": 5.95, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.41450916684, "guarantee_period_yield_factor_next_change": 0 }, { "id": 105401, "active": 1, "title": "Nassau Simple Annuity 6 (AL, AR, CO, CT, ID, IA, KS, LA, MA, MI, MN, MS, MT, NV, NJ, NM, NY, NC, ND, OH, OK, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY)", "title_full": "Nassau Simple Annuity 6 (AL, AR, CO, CT, ID, IA, KS, LA, MA, MI, MN, MS, MT, NV, NJ, NM, NY, NC, ND, OH, OK, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY)", "insurance_company": "Nassau Life and Annuity Company", "insurance_company_id": 104878, "insurance_company_full": "Nassau Life and Annuity Company", "year_founded": "1981", "assets": "$1,205,597,630", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AR", "CO", "CT", "ID", "IA", "KS", "LA", "MA", "MI", "MN", "MS", "MT", "NV", "NJ", "NM", "NY", "NC", "ND", "OH", "OK", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 34, "state_majority": 1, "ny_only": 0, "rating": "B++", "rating_value": 5, "max_issue_age": "85", "first_year_withdrawals": "5%", "additional_withdrawals": "5%", "rmd_friendly": "Yes", "effective_rates_date": "20221220", "effective_rates_date_next_change": "", "years": 6, "years_description": "6 Year Guarantee Period", "min_premium_non_qualified": 5000, "min_premium_qualified": 5000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "low-band", "band": "Low-Band", "min_premium": 5000, "max_premium": 99999, "min_premium_sort": 0, "guarantee_period_yield": 3.35, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.21860480374, "guarantee_period_yield_factor_next_change": 0 }, { "id": 89101, "active": 1, "title": "Safe Haven 6", "title_full": "Safe Haven 6", "insurance_company": "Atlantic Coast Life Insurance Company", "insurance_company_id": 88957, "insurance_company_full": "Atlantic Coast Life Insurance Company", "year_founded": "1925", "assets": "$758,020,913", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AZ", "AR", "CO", "DE", "GA", "HI", "IL", "IN", "IA", "KS", "KY", "LA", "MD", "MA", "MS", "MO", "MT", "NE", "NV", "NM", "NC", "ND", "OH", "OK", "OR", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WV", "WY" ], "approved_states_count": 36, "state_majority": 1, "ny_only": 0, "rating": "B++", "rating_value": 5, "max_issue_age": "90", "first_year_withdrawals": "See Notes", "additional_withdrawals": "See Notes", "rmd_friendly": "No", "effective_rates_date": "20221001", "effective_rates_date_next_change": "", "years": 6, "years_description": "6 Year Guarantee Period", "min_premium_non_qualified": 5000, "min_premium_qualified": 5000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "

This annuity provides zero liquidity other than the included Death Benefit Feature.<\/p>\n", "band_id": "non-banded", "band": "Non-Banded", "min_premium": 5000, "max_premium": 1000000, "min_premium_sort": 0, "guarantee_period_yield": 3.07, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.199, "guarantee_period_yield_factor_next_change": 0 }, { "id": 89102, "active": 1, "title": "Safe Haven 6 (FL)", "title_full": "Safe Haven 6 (FL)", "insurance_company": "Atlantic Coast Life Insurance Company", "insurance_company_id": 88957, "insurance_company_full": "Atlantic Coast Life Insurance Company", "year_founded": "1925", "assets": "$758,020,913", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "FL" ], "approved_states_count": 1, "state_majority": 0, "ny_only": 0, "rating": "B++", "rating_value": 5, "max_issue_age": "90", "first_year_withdrawals": "See Notes", "additional_withdrawals": "See Notes", "rmd_friendly": "No", "effective_rates_date": "20221001", "effective_rates_date_next_change": "", "years": 6, "years_description": "6 Year Guarantee Period", "min_premium_non_qualified": 5000, "min_premium_qualified": 5000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "

Max Premium\u00a0Issue Ages 18-75: $1,000,000
\nMax Premium Issue Ages 76-80: $750,000
\nMax Premium Issue Ages 81-85: $500,000<\/p>\n

When purchasing this annuity with qualified funds, any Required Minimum Distribution (RMD) needed during the first contract year must be withdrawn prior to funding the policy.<\/p>\n", "band_id": "non-banded", "band": "Non-Banded", "min_premium": 20000, "max_premium": 0, "min_premium_sort": 0, "guarantee_period_yield": 2.95, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.19057869223, "guarantee_period_yield_factor_next_change": 0 }, { "id": 97847, "active": 1, "title": "Harbourview MYGA 6", "title_full": "Harbourview MYGA 6", "insurance_company": "Oceanview Life and Annuity Company", "insurance_company_id": 91149, "insurance_company_full": "Oceanview Life and Annuity Company", "year_founded": "1965", "assets": "$1,883,496,644", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", 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Fixed Annuity II 6", "insurance_company": "New York Life Insurance Company", "insurance_company_id": 89415, "insurance_company_full": "New York Life Insurance Company", "year_founded": "1845", "assets": "$187,046,467,794", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 50, "state_majority": 1, "ny_only": 0, "rating": "A++", "rating_value": 1, "max_issue_age": "85", "first_year_withdrawals": "10%", "additional_withdrawals": "10%", "rmd_friendly": "Yes", "effective_rates_date": "20220131", "effective_rates_date_next_change": "", "years": 6, "years_description": "6 Year Guarantee Period", "min_premium_non_qualified": 5000, "min_premium_qualified": 5000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "high-band", "band": "High-Band", "min_premium": 100000, "max_premium": 1000000, "min_premium_sort": 100000, "guarantee_period_yield": 2.1, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.13280316181, "guarantee_period_yield_factor_next_change": 0 }, { "id": 95938, "active": 1, "title": "Guaranty Rate Lock without MVA 6", "title_full": "Guaranty Rate Lock without MVA 6", "insurance_company": "Guaranty Income Life Insurance Company", "insurance_company_id": 89403, "insurance_company_full": "Guaranty Income Life Insurance Company", "year_founded": "1926", "assets": "$2,572,009,550", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 47, "state_majority": 1, "ny_only": 0, "rating": "B++", "rating_value": 5, "max_issue_age": "90", "first_year_withdrawals": "None", "additional_withdrawals": "5%", "rmd_friendly": "Yes", "effective_rates_date": "20220201", "effective_rates_date_next_change": "", "years": 6, "years_description": "6 Year Guarantee Period", "min_premium_non_qualified": 10000, "min_premium_qualified": 10000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "mid-band", "band": "Mid-Band", "min_premium": 100000, "max_premium": 249999, "min_premium_sort": 100000, "guarantee_period_yield": 2.1, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.13280316181, "guarantee_period_yield_factor_next_change": 0 }, { "id": 92542, "active": 1, "title": "Certainty Select 6", "title_full": "Certainty Select 6", "insurance_company": "EquiTrust Life Insurance Company", "insurance_company_id": 89400, "insurance_company_full": "EquiTrust Life Insurance Company", "year_founded": "1966", "assets": "$22,254,531,828", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 50, "state_majority": 1, "ny_only": 0, "rating": "B++", "rating_value": 5, "max_issue_age": "90", "first_year_withdrawals": "Interest Only", "additional_withdrawals": "Interest Only", "rmd_friendly": "Yes", "effective_rates_date": "20220201", "effective_rates_date_next_change": "", "years": 6, "years_description": "6 Year Guarantee Period", "min_premium_non_qualified": 10000, "min_premium_qualified": 10000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "non-banded", "band": "Non-Banded", "min_premium": 10000, "max_premium": 1000000, "min_premium_sort": 0, "guarantee_period_yield": 2, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.12616241926, "guarantee_period_yield_factor_next_change": 0 }, { "id": 105358, "active": 1, "title": "Preferred Choice 6 (CA)", "title_full": "Preferred Choice 6 (CA)", "insurance_company": "Manhattan Life Insurance Company", "insurance_company_id": 105283, "insurance_company_full": "Manhattan Life Insurance Company", "year_founded": "1850", "assets": "$692,672,776", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "CA" ], "approved_states_count": 1, "state_majority": 0, "ny_only": 0, "rating": "B++", "rating_value": 5, "max_issue_age": "84", "first_year_withdrawals": "15%", "additional_withdrawals": "15%", "rmd_friendly": "No", "effective_rates_date": "20221223", "effective_rates_date_next_change": "", "years": 6, "years_description": "6 Year Guarantee Period", "min_premium_non_qualified": 25000, "min_premium_qualified": 25000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "non-banded", "band": "Non-Banded", "min_premium": 25000, "max_premium": 1000000, "min_premium_sort": 0, "guarantee_period_yield": 2, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.12616241926, "guarantee_period_yield_factor_next_change": 0 }, { "id": 89461, "active": 1, "title": "Guarantee 6", "title_full": "Guarantee 6", "insurance_company": "American Equity Investment Life Ins Co", "insurance_company_id": 89392, "insurance_company_full": "American Equity Investment Life Ins Co", "year_founded": "1980", "assets": "$57,643,547,637", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 50, "state_majority": 1, "ny_only": 0, "rating": "A-", "rating_value": 4, "max_issue_age": "85", "first_year_withdrawals": "Interest Only", "additional_withdrawals": "Interest Only", "rmd_friendly": "Yes", "effective_rates_date": "20210305", "effective_rates_date_next_change": "", "years": 6, "years_description": "6 Year Guarantee Period", "min_premium_non_qualified": 10000, "min_premium_qualified": 10000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "

The Bonus payable at the end of the 5-year guarantee period is only earned if no withdrawals are made other than Required Minimum Distributions (RMDs).<\/p>\n", "band_id": "non-banded", "band": "Non-Banded", "min_premium": 1000, "max_premium": 1000000, "min_premium_sort": 0, "guarantee_period_yield": 6.38, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.36220564079, "guarantee_period_yield_factor_next_change": 0 }, { "id": 103563, "active": 1, "title": "Diamond Head MYGA 5 (AK, AZ, AR, DE, ID, IL, LA, ME, MD, MI, MN, MS, MO, MT, NV, NM, NC, OH, OR, PA, SC, TN, UT, WV, WY)", "title_full": "Diamond Head MYGA 5 (AK, AZ, AR, DE, ID, IL, LA, ME, MD, MI, MN, MS, MO, MT, NV, NM, NC, OH, OR, PA, SC, TN, UT, WV, WY)", "insurance_company": "Pacific Guardian Life", "insurance_company_id": 103553, "insurance_company_full": "Pacific Guardian Life", "year_founded": "1961", "assets": "$573,563,613", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AK", "AZ", "AR", "DE", "ID", "IL", "LA", "ME", "MD", "MI", "MN", "MS", "MO", "MT", "NV", "NM", "NC", "OH", "OR", "PA", "SC", "TN", "UT", "WV", "WY" ], "approved_states_count": 25, "state_majority": 1, "ny_only": 0, "rating": "A", "rating_value": 3, "max_issue_age": "85", "first_year_withdrawals": "10%", "additional_withdrawals": "10%", "rmd_friendly": "Yes", "effective_rates_date": "20210105", "effective_rates_date_next_change": "", "years": 5, "years_description": "5 Year Guarantee Period", "min_premium_non_qualified": 10000, "min_premium_qualified": 10000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "

This annuity provides zero liquidity other than the included Death Benefit Feature.<\/p>\n", "band_id": "non-banded", "band": "Non-Banded", "min_premium": 5000, "max_premium": 1000000, "min_premium_sort": 0, "guarantee_period_yield": 3.36, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.1795, "guarantee_period_yield_factor_next_change": 0 }, { "id": 89466, "active": 1, "title": "Safe Haven 5", "title_full": "Safe Haven 5", "insurance_company": "Atlantic Coast Life Insurance Company", "insurance_company_id": 88957, "insurance_company_full": "Atlantic Coast Life Insurance Company", "year_founded": "1925", "assets": "$758,020,913", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": "1", "exclude_top_product_table_type": "public_private", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AZ", "AR", "CO", "DE", "GA", "HI", "IL", "IN", "IA", "KS", "KY", "LA", "MD", "MA", "MS", "MO", "MT", "NE", "NV", "NM", "NC", "ND", "OH", "OK", "OR", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WV", "WY" ], "approved_states_count": 36, "state_majority": 1, "ny_only": 0, "rating": "B++", "rating_value": 5, "max_issue_age": "90", "first_year_withdrawals": "See Notes", "additional_withdrawals": "See Notes", "rmd_friendly": "No", "effective_rates_date": "20221001", "effective_rates_date_next_change": "", "years": 5, "years_description": "5 Year Guarantee Period", "min_premium_non_qualified": 5000, "min_premium_qualified": 5000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "

Base contract provides zero liquidity. The following optional riders are available to increase liquidity, but will reduce the annual interest rate credited by percentages shown:
\nRequired Minimum Distribution – 0.16%
\nPreferred 10% Free Withdrawal – 0.08%
\nTerminal Illness\/Nursing Home Care – 0.15%
\n72(t) Free Withdrawal – 0.05%
\nDeath Benefit Feature – 0.35%
\nAccumulated Interest Withdrawal – 0.08%<\/p>\n

Base contract provides limited liquidity. The following optional riders are available to increase liquidity, but will reduce the annual interest rate credited by percentages shown:
\nRequired Minimum Distribution – 0.16%
\nPreferred 10% Free Withdrawal – 0.08%
\n72(t) Free Withdrawal – 0.05%
\nAccumulated Interest Withdrawal – 0.08%<\/p>\n", "band_id": "non-banded", "band": "Non-Banded", "min_premium": 2500, "max_premium": 1000000, "min_premium_sort": 0, "guarantee_period_yield": 3.05, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.16209057947, "guarantee_period_yield_factor_next_change": 0 }, { "id": 89100, "active": 1, "title": "Safe Haven 5 (FL)", "title_full": "Safe Haven 5 (FL)", "insurance_company": "Atlantic Coast Life Insurance Company", "insurance_company_id": 88957, "insurance_company_full": "Atlantic Coast Life Insurance Company", "year_founded": "1925", "assets": "$758,020,913", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "FL" ], "approved_states_count": 1, "state_majority": 0, "ny_only": 0, "rating": "B++", "rating_value": 5, "max_issue_age": "90", "first_year_withdrawals": "See Notes", "additional_withdrawals": "See Notes", "rmd_friendly": "No", "effective_rates_date": "20221001", "effective_rates_date_next_change": "", "years": 5, "years_description": "5 Year Guarantee Period", "min_premium_non_qualified": 5000, "min_premium_qualified": 5000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "

Base contract provides limited liquidity. The following optional riders are available to increase liquidity, but will reduce the annual interest rate credited by percentages shown:
\nAccumulated Interest Withdrawal – 0.05%
\nPreferred 10% Free Withdrawal – 0.15%<\/p>\n", "band_id": "non-banded", "band": "Non-Banded", "min_premium": 5000, "max_premium": 1000000, "min_premium_sort": 0, "guarantee_period_yield": 3.05, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.16204697637, "guarantee_period_yield_factor_next_change": 0 }, { "id": 105370, "active": 1, "title": "Nassau MYAnnuity (0% Free WD) 5", "title_full": "Nassau MYAnnuity (0% Free WD) 5", "insurance_company": "Nassau Life and Annuity Company", "insurance_company_id": 104878, "insurance_company_full": "Nassau Life and Annuity Company", "year_founded": "1981", "assets": "$1,205,597,630", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "MD", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 47, "state_majority": 1, "ny_only": 0, "rating": "B++", "rating_value": 5, "max_issue_age": "85", "first_year_withdrawals": "None", "additional_withdrawals": "None", "rmd_friendly": "Yes", "effective_rates_date": "20220201", "effective_rates_date_next_change": "", "years": 5, "years_description": "5 Year Guarantee Period", "min_premium_non_qualified": 10000, "min_premium_qualified": 10000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "non-banded", "band": "Non-Banded", "min_premium": 10000, "max_premium": 1000000, "min_premium_sort": 0, "guarantee_period_yield": 3, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.1592740743, "guarantee_period_yield_factor_next_change": 0 }, { "id": 105341, "active": 1, "title": "Navigator Ultra MVA 5", "title_full": "Navigator Ultra MVA 5", "insurance_company": "Western United Life Assurance Company", "insurance_company_id": 104868, "insurance_company_full": "Western United Life Assurance Company", "year_founded": "1975", "assets": "$1,283,404,604", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CO", "CT", "DC", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 46, "state_majority": 1, "ny_only": 0, "rating": "B++", "rating_value": 5, "max_issue_age": "75", "first_year_withdrawals": "None", "additional_withdrawals": "None", "rmd_friendly": "No", "effective_rates_date": "20220120", "effective_rates_date_next_change": "", "years": 5, "years_description": "5 Year Guarantee Period", "min_premium_non_qualified": 10000, "min_premium_qualified": 10000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "non-banded", "band": "Non-Banded", "min_premium": 10000, "max_premium": 1000000, "min_premium_sort": 0, "guarantee_period_yield": 3, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.1592740743, "guarantee_period_yield_factor_next_change": 0 }, { "id": 91158, "active": 1, "title": "Harbourview MYGA 5", "title_full": "Harbourview MYGA 5", "insurance_company": "Oceanview Life and Annuity Company", "insurance_company_id": 91149, "insurance_company_full": "Oceanview Life and Annuity Company", "year_founded": "1965", "assets": "$1,883,496,644", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CO", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 47, "state_majority": 1, "ny_only": 0, "rating": "A-", "rating_value": 4, "max_issue_age": "89", "first_year_withdrawals": "None", "additional_withdrawals": "10%", "rmd_friendly": "Yes", "effective_rates_date": "20220201", "effective_rates_date_next_change": "", "years": 5, "years_description": "5 Year Guarantee Period", "min_premium_non_qualified": 20000, "min_premium_qualified": 20000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "high-band", "band": "High-Band", "min_premium": 80000, "max_premium": 1000000, "min_premium_sort": 80000, "guarantee_period_yield": 3, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.1592740743, "guarantee_period_yield_factor_next_change": 0 }, { "id": 89498, "active": 1, "title": "Milestone MYGA 5", "title_full": "Milestone MYGA 5", "insurance_company": "Sagicor Life Insurance Company", "insurance_company_id": 89421, "insurance_company_full": "Sagicor Life Insurance Company", "year_founded": "1954", "assets": "$2,376,309,966", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AZ", "AR", "CO", "DE", "DC", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "MD", "MA", "MI", "MN", "MS", "MO", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 43, "state_majority": 1, "ny_only": 0, "rating": "A-", "rating_value": 4, "max_issue_age": "90", "first_year_withdrawals": "None", "additional_withdrawals": "10%", "rmd_friendly": "No", "effective_rates_date": "20220129", "effective_rates_date_next_change": "", "years": 5, "years_description": "5 Year Guarantee Period", "min_premium_non_qualified": 15000, "min_premium_qualified": 15000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "high-band", "band": "High-Band", "min_premium": 100000, "max_premium": 750000, "min_premium_sort": 100000, "guarantee_period_yield": 3, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.1592740743, "guarantee_period_yield_factor_next_change": 0 }, { "id": 95895, "active": 1, "title": "Milestone MYGA 5 (FL)", "title_full": "Milestone MYGA 5 (FL)", "insurance_company": "Sagicor Life Insurance Company", "insurance_company_id": 89421, "insurance_company_full": "Sagicor Life Insurance Company", "year_founded": "1954", "assets": "$2,376,309,966", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "FL" ], "approved_states_count": 1, "state_majority": 0, "ny_only": 0, "rating": "A-", "rating_value": 4, "max_issue_age": "90", "first_year_withdrawals": "None", "additional_withdrawals": "10%", "rmd_friendly": "No", "effective_rates_date": "20220129", "effective_rates_date_next_change": "", "years": 5, "years_description": "5 Year Guarantee Period", "min_premium_non_qualified": 15000, "min_premium_qualified": 15000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "high-band", "band": "High-Band", "min_premium": 100000, "max_premium": 750000, "min_premium_sort": 100000, "guarantee_period_yield": 3, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.1592740743, "guarantee_period_yield_factor_next_change": 0 }, { "id": 95862, "active": 1, "title": "Guaranty Rate Lock with MVA 5", "title_full": "Guaranty Rate Lock with MVA 5", "insurance_company": "Guaranty Income Life Insurance Company", "insurance_company_id": 89403, "insurance_company_full": "Guaranty Income Life Insurance Company", "year_founded": "1926", "assets": "$2,572,009,550", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 47, "state_majority": 1, "ny_only": 0, "rating": "B++", "rating_value": 5, "max_issue_age": "100", "first_year_withdrawals": "None", "additional_withdrawals": "5%", "rmd_friendly": "Yes", "effective_rates_date": "20220201", "effective_rates_date_next_change": "", "years": 5, "years_description": "5 Year Guarantee Period", "min_premium_non_qualified": 10000, "min_premium_qualified": 10000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "

Penalty Free Withdrawals: No penalty free withdrawals for any reason (including RMDs) during surrender charge period; thereafter, 100% liquid.<\/p>\n

Base contract provides zero liquidity. The following optional riders are available to increase liquidity, but will reduce the annual interest rate credited by percentages shown:
\nRequired Minimum Distribution – 0.16%
\nPreferred 10% Free Withdrawal – 0.08%
\nTerminal Illness\/Nursing Home Care – 0.15%
\n72(t) Free Withdrawal – 0.05%
\nDeath Benefit Feature – 0.35%
\nAccumulated Interest Withdrawal – 0.08%<\/p>\n

Max Premium: $3,000,000 for issue ages through 90 \/ $500,000 for issue ages 91-100<\/p>\n", "band_id": "low-band", "band": "Low-Band", "min_premium": 10000, "max_premium": 99999, "min_premium_sort": 0, "guarantee_period_yield": 2.8, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.14806261049, "guarantee_period_yield_factor_next_change": 0 }, { "id": 105393, "active": 1, "title": "Nassau MYAnnuity (10% Free WD) 5", "title_full": "Nassau MYAnnuity (10% Free WD) 5", "insurance_company": "Nassau Life and Annuity Company", "insurance_company_id": 104878, "insurance_company_full": "Nassau Life and Annuity Company", "year_founded": "1981", "assets": "$1,205,597,630", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "MD", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 47, "state_majority": 1, "ny_only": 0, "rating": "B++", "rating_value": 5, "max_issue_age": "85", "first_year_withdrawals": "10%", "additional_withdrawals": "10%", "rmd_friendly": "Yes", "effective_rates_date": "20220201", "effective_rates_date_next_change": "", "years": 5, "years_description": "5 Year Guarantee Period", "min_premium_non_qualified": 10000, "min_premium_qualified": 10000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "non-banded", "band": "Non-Banded", "min_premium": 10000, "max_premium": 1000000, "min_premium_sort": 0, "guarantee_period_yield": 2.8, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.14806261049, "guarantee_period_yield_factor_next_change": 0 }, { "id": 105335, "active": 1, "title": "Navigator Elite MVA 5", "title_full": "Navigator Elite MVA 5", "insurance_company": "Western United Life Assurance Company", "insurance_company_id": 104868, "insurance_company_full": "Western United Life Assurance Company", "year_founded": "1975", "assets": "$1,283,404,604", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CO", "CT", "DC", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 46, "state_majority": 1, "ny_only": 0, "rating": "B++", "rating_value": 5, "max_issue_age": "84", "first_year_withdrawals": "10%", "additional_withdrawals": "10%", "rmd_friendly": "No", "effective_rates_date": "20220120", "effective_rates_date_next_change": "", "years": 5, "years_description": "5 Year Guarantee Period", "min_premium_non_qualified": 10000, "min_premium_qualified": 10000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "non-banded", "band": "Non-Banded", "min_premium": 10000, "max_premium": 1000000, "min_premium_sort": 0, "guarantee_period_yield": 2.8, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.14806261049, "guarantee_period_yield_factor_next_change": 0 }, { "id": 89517, "active": 1, "title": "Bankers Premier 5", "title_full": "Bankers Premier 5", "insurance_company": "Liberty Bankers Life Insurance Company", "insurance_company_id": 88999, "insurance_company_full": "Liberty Bankers Life Insurance Company", "year_founded": "1957", "assets": "$2,044,924,194", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CA", "CO", "CT", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MS", "MO", "MT", "NE", "NV", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 47, "state_majority": 1, "ny_only": 0, "rating": "A-", "rating_value": 4, "max_issue_age": "90", "first_year_withdrawals": "Interest Only", "additional_withdrawals": "Interest Only", "rmd_friendly": "No", "effective_rates_date": "20220209", "effective_rates_date_next_change": "", "years": 5, "years_description": "5 Year Guarantee Period", "min_premium_non_qualified": 10000, "min_premium_qualified": 10000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "

Max Premium: $3,000,000 for issue ages through 90 \/ $500,000 for issue ages 91-100<\/p>\n", "band_id": "high-band", "band": "High-Band", "min_premium": 250000, "max_premium": 0, "min_premium_sort": 250000, "guarantee_period_yield": 2.75, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.14527334405, "guarantee_period_yield_factor_next_change": 0 }, { "id": 89755, "active": 1, "title": "ECAccumulate 5", "title_full": "ECAccumulate 5", "insurance_company": "SBLI - Savings Bank Life Ins Co of MA", "insurance_company_id": 89754, "insurance_company_full": "SBLI - Savings Bank Life Ins Co of MA", "year_founded": "1907", "assets": "$3,486,756,297", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 49, "state_majority": 1, "ny_only": 0, "rating": "A", "rating_value": 3, "max_issue_age": "85", "first_year_withdrawals": "5%", "additional_withdrawals": "5%", "rmd_friendly": "Yes", "effective_rates_date": "20210615", "effective_rates_date_next_change": "", "years": 5, "years_description": "5 Year Guarantee Period", "min_premium_non_qualified": 25000, "min_premium_qualified": 25000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "non-banded", "band": "Non-Banded", "min_premium": 25000, "max_premium": 1000000, "min_premium_sort": 0, "guarantee_period_yield": 2.7, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.14248950155, "guarantee_period_yield_factor_next_change": 0 }, { "id": 104097, "active": 1, "title": "Harbourview MYGA 5 (CA)", "title_full": "Harbourview MYGA 5 (CA)", "insurance_company": "Oceanview Life and Annuity Company", "insurance_company_id": 91149, "insurance_company_full": "Oceanview Life and Annuity Company", "year_founded": "1965", "assets": "$1,883,496,644", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "CA" ], "approved_states_count": 1, "state_majority": 0, "ny_only": 0, "rating": "A-", "rating_value": 4, "max_issue_age": "89", "first_year_withdrawals": "None", "additional_withdrawals": "10%", "rmd_friendly": "Yes", "effective_rates_date": "20220201", "effective_rates_date_next_change": "", "years": 5, "years_description": "5 Year Guarantee Period", "min_premium_non_qualified": 20000, "min_premium_qualified": 20000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "low-band", "band": "Low-Band", "min_premium": 20000, "max_premium": 79999, "min_premium_sort": 0, "guarantee_period_yield": 2.7, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.14248950155, "guarantee_period_yield_factor_next_change": 0 }, { "id": 95936, "active": 1, "title": "Guaranty Rate Lock without MVA 5", "title_full": "Guaranty Rate Lock without MVA 5", "insurance_company": "Guaranty Income Life Insurance Company", "insurance_company_id": 89403, "insurance_company_full": "Guaranty Income Life Insurance Company", "year_founded": "1926", "assets": "$2,572,009,550", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 47, "state_majority": 1, "ny_only": 0, "rating": "B++", "rating_value": 5, "max_issue_age": "100", "first_year_withdrawals": "None", "additional_withdrawals": "5%", "rmd_friendly": "Yes", "effective_rates_date": "20220201", "effective_rates_date_next_change": "", "years": 5, "years_description": "5 Year Guarantee Period", "min_premium_non_qualified": 10000, "min_premium_qualified": 10000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "

Max Premium\u00a0Issue Ages 18-75: $1,000,000
\nMax Premium Issue Ages 76-80: $750,000
\nMax Premium Issue Ages 81-85: $500,000<\/p>\n

Max Premium: $3,000,000 for issue ages through 90 \/ $500,000 for issue ages 91-100<\/p>\n", "band_id": "low-band", "band": "Low-Band", "min_premium": 10000, "max_premium": 99999, "min_premium_sort": 0, "guarantee_period_yield": 2.55, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.13417043866, "guarantee_period_yield_factor_next_change": 0 }, { "id": 89993, "active": 1, "title": "Milestone MYGA 5 (CA)", "title_full": "Milestone MYGA 5 (CA)", "insurance_company": "Sagicor Life Insurance Company", "insurance_company_id": 89421, "insurance_company_full": "Sagicor Life Insurance Company", "year_founded": "1954", "assets": "$2,376,309,966", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "CA" ], "approved_states_count": 1, "state_majority": 0, "ny_only": 0, "rating": "A-", "rating_value": 4, "max_issue_age": "90", "first_year_withdrawals": "None", "additional_withdrawals": "10%", "rmd_friendly": "No", "effective_rates_date": "20220129", "effective_rates_date_next_change": "", "years": 5, "years_description": "5 Year Guarantee Period", "min_premium_non_qualified": 15000, "min_premium_qualified": 15000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "mid-band", "band": "Mid-Band", "min_premium": 50000, "max_premium": 99999, "min_premium_sort": 50000, "guarantee_period_yield": 2.55, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.13417043866, "guarantee_period_yield_factor_next_change": 0 }, { "id": 89984, "active": 1, "title": "American Pathway VisionMYG 5", "title_full": "American Pathway VisionMYG 5", "insurance_company": "American General Life Insurance Company", "insurance_company_id": 89396, "insurance_company_full": "American General Life Insurance Company", "year_founded": "1960", "assets": "$142,094,139,527", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 50, "state_majority": 1, "ny_only": 0, "rating": "A", "rating_value": 3, "max_issue_age": "85", "first_year_withdrawals": "Interest Only", "additional_withdrawals": "15%", "rmd_friendly": "Yes", "effective_rates_date": "20220118", "effective_rates_date_next_change": "", "years": 5, "years_description": "5 Year Guarantee Period", "min_premium_non_qualified": 10000, "min_premium_qualified": 10000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "high-band", "band": "High-Band", "min_premium": 100000, "max_premium": 1000000, "min_premium_sort": 100000, "guarantee_period_yield": 2.55, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.13417043866, "guarantee_period_yield_factor_next_change": 0 }, { "id": 89542, "active": 1, "title": "Focused Growth Annuity 5", "title_full": "Focused Growth Annuity 5", "insurance_company": "The Standard \u2013 Standard Insurance Co", "insurance_company_id": 89405, "insurance_company_full": "The Standard \u2013 Standard Insurance Co", "year_founded": "1906", "assets": "$19,405,741,716", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 50, "state_majority": 1, "ny_only": 0, "rating": "A", "rating_value": 3, "max_issue_age": "93", "first_year_withdrawals": "Interest Only", "additional_withdrawals": "Interest Only", "rmd_friendly": "Yes", "effective_rates_date": "20220201", "effective_rates_date_next_change": "", "years": 5, "years_description": "5 Year Guarantee Period", "min_premium_non_qualified": 15000, "min_premium_qualified": 15000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "

The purchase of the annuity for those age 91-93 must be for transfer-of-wealth or estate-planning purposes.<\/p>\n", "band_id": "high-band", "band": "High-Band", "min_premium": 100000, "max_premium": 1000000, "min_premium_sort": 100000, "guarantee_period_yield": 2.55, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.13417043866, "guarantee_period_yield_factor_next_change": 0 }, { "id": 97867, "active": 1, "title": "Eleos-MVA 5", "title_full": "Eleos-MVA 5", "insurance_company": "Reliance Standard Life Insurance Company", "insurance_company_id": 89419, "insurance_company_full": "Reliance Standard Life Insurance Company", "year_founded": "1907", "assets": "$17,308,895,767", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "OH", "OK", "PA", "RI", "SC", "SD", "TN", "TX", "VT", "VA", "WV", "WI", "WY" ], "approved_states_count": 46, "state_majority": 1, "ny_only": 0, "rating": "A++", "rating_value": 1, "max_issue_age": "85", "first_year_withdrawals": "10%", "additional_withdrawals": "10%", "rmd_friendly": "No", "effective_rates_date": "20220125", "effective_rates_date_next_change": "", "years": 5, "years_description": "5 Year Guarantee Period", "min_premium_non_qualified": 10000, "min_premium_qualified": 10000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "

Maximum Premium: $1,000,000 for issue ages 0-75 \/ $500,000 for issue ages 76-85<\/p>\n", "band_id": "non-banded", "band": "Non-Banded", "min_premium": 10000, "max_premium": 0, "min_premium_sort": 0, "guarantee_period_yield": 2.35, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.12315381082, "guarantee_period_yield_factor_next_change": 0 }, { "id": 94169, "active": 1, "title": "Ultra-Premier 5", "title_full": "Ultra-Premier 5", "insurance_company": "United of Omaha Life Insurance Company", "insurance_company_id": 89009, "insurance_company_full": "United of Omaha Life Insurance Company", "year_founded": "1926", "assets": "$24,131,909,234", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 48, "state_majority": 1, "ny_only": 0, "rating": "A+", "rating_value": 2, "max_issue_age": "89", "first_year_withdrawals": "10%", "additional_withdrawals": "10%", "rmd_friendly": "Yes", "effective_rates_date": "20220201", "effective_rates_date_next_change": "", "years": 5, "years_description": "5 Year Guarantee Period", "min_premium_non_qualified": 25000, "min_premium_qualified": 25000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "non-banded", "band": "Non-Banded", "min_premium": 25000, "max_premium": 3000000, "min_premium_sort": 0, "guarantee_period_yield": 2.35, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.12315381082, "guarantee_period_yield_factor_next_change": 0 }, { "id": 105348, "active": 1, "title": "Preferred Choice 5", "title_full": "Preferred Choice 5", "insurance_company": "Manhattan Life Insurance Company", "insurance_company_id": 105283, "insurance_company_full": "Manhattan Life Insurance Company", "year_founded": "1850", "assets": "$692,672,776", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "OH", "OK", "OR", "PA", "RI", "SC", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 47, "state_majority": 1, "ny_only": 0, "rating": "B++", "rating_value": 5, "max_issue_age": "84", "first_year_withdrawals": "15%", "additional_withdrawals": "15%", "rmd_friendly": "No", "effective_rates_date": "20210120", "effective_rates_date_next_change": "", "years": 5, "years_description": "5 Year Guarantee Period", "min_premium_non_qualified": 10000, "min_premium_qualified": 10000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "non-banded", "band": "Non-Banded", "min_premium": 10000, "max_premium": 1000000, "min_premium_sort": 0, "guarantee_period_yield": 2.35, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.12315381082, "guarantee_period_yield_factor_next_change": 0 }, { "id": 105313, "active": 1, "title": "Discovery 5 (CA)", "title_full": "Discovery 5 (CA)", "insurance_company": "Western United Life Assurance Company", "insurance_company_id": 104868, "insurance_company_full": "Western United Life Assurance Company", "year_founded": "1975", "assets": "$1,283,404,604", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "CA" ], "approved_states_count": 1, "state_majority": 0, "ny_only": 0, "rating": "B++", "rating_value": 5, "max_issue_age": "84", "first_year_withdrawals": "15%", "additional_withdrawals": "15%", "rmd_friendly": "No", "effective_rates_date": "20220120", "effective_rates_date_next_change": "", "years": 5, "years_description": "5 Year Guarantee Period", "min_premium_non_qualified": 10000, "min_premium_qualified": 10000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "non-banded", "band": "Non-Banded", "min_premium": 10000, "max_premium": 1000000, "min_premium_sort": 0, "guarantee_period_yield": 2.35, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.12315381082, "guarantee_period_yield_factor_next_change": 0 }, { "id": 89940, "active": 1, "title": "SecureGain 5", "title_full": "SecureGain 5", "insurance_company": "Great American Life Insurance Company", "insurance_company_id": 89402, "insurance_company_full": "Great American Life Insurance Company", "year_founded": "1961", "assets": "$35,776,746,245", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CA", "CO", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MS", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 45, "state_majority": 1, "ny_only": 0, "rating": "A+", "rating_value": 2, "max_issue_age": "89", "first_year_withdrawals": "10%", "additional_withdrawals": "10%", "rmd_friendly": "Yes", "effective_rates_date": "20211107", "effective_rates_date_next_change": "", "years": 5, "years_description": "5 Year Guarantee Period", "min_premium_non_qualified": 10000, "min_premium_qualified": 10000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "

Max Premium Non-Qualified\/Qualified:
\n$1 million for ages 0-85
\n$500,000 for ages 86+<\/p>\n

Max Issue Age Inherited IRA: 75
\nMax Issue Age Inherited Non-Qualified: 75<\/p>\n", "band_id": "high-band", "band": "High-Band", "min_premium": 100000, "max_premium": 0, "min_premium_sort": 100000, "guarantee_period_yield": 2.35, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.12315113039, "guarantee_period_yield_factor_next_change": 0 }, { "id": 89463, "active": 1, "title": "Palladium MYG Annuity 5", "title_full": "Palladium MYG Annuity 5", "insurance_company": "American National Insurance Company", "insurance_company_id": 89397, "insurance_company_full": "American National Insurance Company", "year_founded": "1905", "assets": "$21,017,787,246", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 50, "state_majority": 1, "ny_only": 0, "rating": "A", "rating_value": 3, "max_issue_age": "90", "first_year_withdrawals": "10%", "additional_withdrawals": "10%", "rmd_friendly": "Yes", "effective_rates_date": "20221006", "effective_rates_date_next_change": "", "years": 5, "years_description": "5 Year Guarantee Period", "min_premium_non_qualified": 5000, "min_premium_qualified": 5000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "high-band", "band": "High-Band", "min_premium": 250000, "max_premium": 1500000, "min_premium_sort": 250000, "guarantee_period_yield": 2.3, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.12041307564, "guarantee_period_yield_factor_next_change": 0 }, { "id": 89984, "active": 1, "title": "American Pathway VisionMYG 5", "title_full": "American Pathway VisionMYG 5", "insurance_company": "American General Life Insurance Company", "insurance_company_id": 89396, "insurance_company_full": "American General Life Insurance Company", "year_founded": "1960", "assets": "$142,094,139,527", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 50, "state_majority": 1, "ny_only": 0, "rating": "A", "rating_value": 3, "max_issue_age": "85", "first_year_withdrawals": "Interest Only", "additional_withdrawals": "15%", "rmd_friendly": "Yes", "effective_rates_date": "20220118", "effective_rates_date_next_change": "", "years": 5, "years_description": "5 Year Guarantee Period", "min_premium_non_qualified": 10000, "min_premium_qualified": 10000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "low-band", "band": "Low-Band", "min_premium": 10000, "max_premium": 99999, "min_premium_sort": 0, "guarantee_period_yield": 2.25, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.11767769346, "guarantee_period_yield_factor_next_change": 0 }, { "id": 89940, "active": 1, "title": "SecureGain 5", "title_full": "SecureGain 5", "insurance_company": "Great American Life Insurance Company", "insurance_company_id": 89402, "insurance_company_full": "Great American Life Insurance Company", "year_founded": "1961", "assets": "$35,776,746,245", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CA", "CO", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MS", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 45, "state_majority": 1, "ny_only": 0, "rating": "A+", "rating_value": 2, "max_issue_age": "89", "first_year_withdrawals": "10%", "additional_withdrawals": "10%", "rmd_friendly": "Yes", "effective_rates_date": "20211107", "effective_rates_date_next_change": "", "years": 5, "years_description": "5 Year Guarantee Period", "min_premium_non_qualified": 10000, "min_premium_qualified": 10000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "

Max Premium Non-Qualified\/Qualified:
\n$1 million for ages 0-85
\n$500,000 for ages 86+<\/p>\n

Max Issue Age Inherited IRA: 75
\nMax Issue Age Inherited Non-Qualified: 75<\/p>\n", "band_id": "high-band", "band": "High-Band", "min_premium": 100000, "max_premium": 0, "min_premium_sort": 100000, "guarantee_period_yield": 2.2, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.11494498778, "guarantee_period_yield_factor_next_change": 0 }, { "id": 89498, "active": 1, "title": "Milestone MYGA 5", "title_full": "Milestone MYGA 5", "insurance_company": "Sagicor Life Insurance Company", "insurance_company_id": 89421, "insurance_company_full": "Sagicor Life Insurance Company", "year_founded": "1954", "assets": "$2,376,309,966", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AZ", "AR", "CO", "DE", "DC", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "MD", "MA", "MI", "MN", "MS", "MO", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 43, "state_majority": 1, "ny_only": 0, "rating": "A-", "rating_value": 4, "max_issue_age": "90", "first_year_withdrawals": "None", "additional_withdrawals": "10%", "rmd_friendly": "No", "effective_rates_date": "20220129", "effective_rates_date_next_change": "", "years": 5, "years_description": "5 Year Guarantee Period", "min_premium_non_qualified": 15000, "min_premium_qualified": 15000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "low-band", "band": "Low-Band", "min_premium": 15000, "max_premium": 49999, "min_premium_sort": 0, "guarantee_period_yield": 2.15, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.11222295672, "guarantee_period_yield_factor_next_change": 0 }, { "id": 95895, "active": 1, "title": "Milestone MYGA 5 (FL)", "title_full": "Milestone MYGA 5 (FL)", "insurance_company": "Sagicor Life Insurance Company", "insurance_company_id": 89421, "insurance_company_full": "Sagicor Life Insurance Company", "year_founded": "1954", "assets": "$2,376,309,966", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "FL" ], "approved_states_count": 1, "state_majority": 0, "ny_only": 0, "rating": "A-", "rating_value": 4, "max_issue_age": "90", "first_year_withdrawals": "None", "additional_withdrawals": "10%", "rmd_friendly": "No", "effective_rates_date": "20220129", "effective_rates_date_next_change": "", "years": 5, "years_description": "5 Year Guarantee Period", "min_premium_non_qualified": 15000, "min_premium_qualified": 15000, "income_rider_available": "No", "index_account_options_enabled": false, 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Max Premium Non-Qualified\/Qualified:
\n$1 million for ages 0-85
\n$500,000 for ages 86+<\/p>\n

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Financial \u2013 Minnesota Life Ins", "year_founded": "1880", "assets": "$30,252,077,858", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 49, "state_majority": 1, "ny_only": 0, "rating": "A+", "rating_value": 2, "max_issue_age": "90", "first_year_withdrawals": "None", "additional_withdrawals": "10%", "rmd_friendly": "Yes", "effective_rates_date": "20220201", "effective_rates_date_next_change": "", "years": 5, "years_description": "5 Year Guarantee Period", "min_premium_non_qualified": 25000, "min_premium_qualified": 25000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "low-band", "band": "Low-Band", "min_premium": 25000, "max_premium": 99999, "min_premium_sort": 0, "guarantee_period_yield": 1.45, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.07463320792, "guarantee_period_yield_factor_next_change": 0 }, { "id": 104786, "active": 1, "title": "Secure Term MVA Fixed Annuity II 5", "title_full": "Secure Term MVA Fixed Annuity II 5", "insurance_company": "New York Life Insurance Company", "insurance_company_id": 89415, "insurance_company_full": "New York Life Insurance Company", "year_founded": "1845", "assets": "$187,046,467,794", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 50, "state_majority": 1, "ny_only": 0, "rating": "A++", "rating_value": 1, "max_issue_age": "85", "first_year_withdrawals": "10%", "additional_withdrawals": "10%", "rmd_friendly": "Yes", "effective_rates_date": "20220131", "effective_rates_date_next_change": "", "years": 5, "years_description": "5 Year Guarantee Period", "min_premium_non_qualified": 5000, "min_premium_qualified": 5000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "low-band", "band": "Low-Band", "min_premium": 5000, "max_premium": 24999, "min_premium_sort": 0, "guarantee_period_yield": 1.35, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.06934727027, "guarantee_period_yield_factor_next_change": 0 }, { "id": 89535, "active": 1, "title": "SecureOption Choice 5 (CA)", "title_full": "SecureOption Choice 5 (CA)", "insurance_company": "Securian Financial \u2013 Minnesota Life Ins", "insurance_company_id": 89410, "insurance_company_full": "Securian Financial \u2013 Minnesota Life Ins", "year_founded": "1880", "assets": "$30,252,077,858", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "CA" ], "approved_states_count": 1, "state_majority": 0, "ny_only": 0, "rating": "A+", "rating_value": 2, "max_issue_age": "90", "first_year_withdrawals": "10%", "additional_withdrawals": "10%", "rmd_friendly": "Yes", "effective_rates_date": "20220201", "effective_rates_date_next_change": "", "years": 5, "years_description": "5 Year Guarantee Period", "min_premium_non_qualified": 25000, "min_premium_qualified": 25000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "low-band", "band": "Low-Band", "min_premium": 25000, "max_premium": 99999, "min_premium_sort": 0, "guarantee_period_yield": 1.35, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.06934727027, "guarantee_period_yield_factor_next_change": 0 }, { "id": 101985, "active": 1, "title": "Lincoln MYGuarantee Plus 5 (CA)", "title_full": "Lincoln MYGuarantee Plus 5 (CA)", "insurance_company": "Lincoln Financial Group - Lincoln National", "insurance_company_id": 89001, "insurance_company_full": "Lincoln Financial Group - Lincoln National", "year_founded": "1905", "assets": "$123,515,849,227", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "CA" ], "approved_states_count": 1, "state_majority": 0, "ny_only": 0, "rating": "A+", "rating_value": 2, "max_issue_age": "85", "first_year_withdrawals": "10%", "additional_withdrawals": "10%", "rmd_friendly": "Yes", "effective_rates_date": "20220115", "effective_rates_date_next_change": "", "years": 5, "years_description": "5 Year Guarantee Period", "min_premium_non_qualified": 10000, "min_premium_qualified": 10000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "

Max Premium\u00a0Issue Ages 18-75: $1,000,000
\nMax Premium Issue Ages 76-80: $750,000
\nMax Premium Issue Ages 81-85: $500,000<\/p>\n

Max Premium: $3,000,000 for issue ages through 90 \/ $500,000 for issue ages 91-100<\/p>\n", "band_id": "mid-band", "band": "Mid-Band", "min_premium": 100000, "max_premium": 249999, "min_premium_sort": 100000, "guarantee_period_yield": 1.7, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.06975373552, "guarantee_period_yield_factor_next_change": 0 }, { "id": 104784, "active": 1, "title": "Secure Term MVA Fixed Annuity II 4", "title_full": "Secure Term MVA Fixed Annuity II 4", "insurance_company": "New York Life Insurance Company", "insurance_company_id": 89415, "insurance_company_full": "New York Life Insurance Company", "year_founded": "1845", "assets": "$187,046,467,794", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 50, "state_majority": 1, "ny_only": 0, "rating": "A++", "rating_value": 1, "max_issue_age": "85", "first_year_withdrawals": "10%", "additional_withdrawals": "10%", "rmd_friendly": "Yes", "effective_rates_date": "20220131", "effective_rates_date_next_change": "", "years": 4, "years_description": "4 Year Guarantee Period", "min_premium_non_qualified": 5000, "min_premium_qualified": 5000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "mid-band", "band": "Mid-Band", "min_premium": 25000, "max_premium": 49999, "min_premium_sort": 0, "guarantee_period_yield": 1.6, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.06555244954, "guarantee_period_yield_factor_next_change": 0 }, { "id": 104784, "active": 1, "title": "Secure Term MVA Fixed Annuity II 4", "title_full": "Secure Term MVA Fixed Annuity II 4", "insurance_company": "New York Life Insurance Company", "insurance_company_id": 89415, "insurance_company_full": "New York Life Insurance Company", "year_founded": "1845", "assets": "$187,046,467,794", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 50, "state_majority": 1, "ny_only": 0, "rating": "A++", "rating_value": 1, "max_issue_age": "85", "first_year_withdrawals": "10%", "additional_withdrawals": "10%", "rmd_friendly": "Yes", "effective_rates_date": "20220131", "effective_rates_date_next_change": "", "years": 4, "years_description": "4 Year Guarantee Period", "min_premium_non_qualified": 5000, "min_premium_qualified": 5000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "low-band", "band": "Low-Band", "min_premium": 5000, "max_premium": 24999, "min_premium_sort": 0, "guarantee_period_yield": 1.35, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.05510337472, "guarantee_period_yield_factor_next_change": 0 }, { "id": 93988, "active": 1, "title": "Milestone MYGA 4", "title_full": "Milestone MYGA 4", "insurance_company": "Sagicor Life Insurance Company", "insurance_company_id": 89421, "insurance_company_full": "Sagicor Life Insurance Company", "year_founded": "1954", "assets": "$2,376,309,966", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AZ", "AR", "CO", "DE", "DC", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "MD", "MA", "MI", "MN", "MS", "MO", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 43, "state_majority": 1, "ny_only": 0, "rating": "A-", "rating_value": 4, "max_issue_age": "90", "first_year_withdrawals": "None", "additional_withdrawals": "10%", "rmd_friendly": "No", "effective_rates_date": "20220129", "effective_rates_date_next_change": "", "years": 4, "years_description": "4 Year Guarantee Period", "min_premium_non_qualified": 15000, "min_premium_qualified": 15000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "low-band", "band": "Low-Band", "min_premium": 15000, "max_premium": 49999, "min_premium_sort": 0, "guarantee_period_yield": 1.35, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.05510337472, "guarantee_period_yield_factor_next_change": 0 }, { "id": 93992, "active": 1, "title": "Milestone MYGA 4 (CA)", "title_full": "Milestone MYGA 4 (CA)", "insurance_company": "Sagicor Life Insurance Company", "insurance_company_id": 89421, "insurance_company_full": "Sagicor Life Insurance Company", "year_founded": "1954", "assets": "$2,376,309,966", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "CA" ], "approved_states_count": 1, "state_majority": 0, "ny_only": 0, "rating": "A-", "rating_value": 4, "max_issue_age": "90", "first_year_withdrawals": "None", "additional_withdrawals": "10%", "rmd_friendly": "No", "effective_rates_date": "20220129", "effective_rates_date_next_change": "", "years": 4, "years_description": "4 Year Guarantee Period", "min_premium_non_qualified": 15000, "min_premium_qualified": 15000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "low-band", "band": "Low-Band", "min_premium": 15000, "max_premium": 49999, "min_premium_sort": 0, "guarantee_period_yield": 1.3, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.05302281656, "guarantee_period_yield_factor_next_change": 0 }, { "id": 95899, "active": 1, "title": "Milestone MYGA 4 (FL)", "title_full": "Milestone MYGA 4 (FL)", "insurance_company": "Sagicor Life Insurance Company", "insurance_company_id": 89421, "insurance_company_full": "Sagicor Life Insurance Company", "year_founded": "1954", "assets": "$2,376,309,966", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "FL" ], "approved_states_count": 1, "state_majority": 0, "ny_only": 0, "rating": "A-", "rating_value": 4, "max_issue_age": "90", "first_year_withdrawals": "None", "additional_withdrawals": "10%", "rmd_friendly": "No", "effective_rates_date": "20220129", "effective_rates_date_next_change": "", "years": 4, "years_description": "4 Year Guarantee Period", "min_premium_non_qualified": 15000, "min_premium_qualified": 15000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "low-band", "band": "Low-Band", "min_premium": 15000, "max_premium": 49999, "min_premium_sort": 0, "guarantee_period_yield": 1.3, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.05302281656, "guarantee_period_yield_factor_next_change": 0 }, { "id": 105571, "active": 1, "title": "Test MYGA Product 001", "title_full": "Test MYGA Product 001", "insurance_company": "Allianz Life Insurance Co of New York", "insurance_company_id": 89395, "insurance_company_full": "Allianz Life Insurance Co of New York", "year_founded": "1952", "assets": "$603,753,134", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "FL", "IA" ], "approved_states_count": 2, "state_majority": 0, "ny_only": 0, "rating": "A+", "rating_value": 2, "max_issue_age": "54", "first_year_withdrawals": "Interest Only", "additional_withdrawals": "None", "rmd_friendly": "Yes", "effective_rates_date": "20220905", "effective_rates_date_next_change": "", "years": 3, "years_description": "3 Year Guarantee Period", "min_premium_non_qualified": 1000, "min_premium_qualified": 2000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "

Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua. At vero eos et accusam et justo duo dolores et ea rebum. Stet clita kasd gubergren, no sea takimata sanctus est Lorem ipsum dolor sit amet. Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua. At vero eos et accusam et justo duo dolores et ea rebum. Stet clita kasd gubergren, no sea takimata sanctus est Lorem ipsum dolor sit amet.<\/p>\n

At vero eos et accusam et justo duo dolores et ea rebum. Stet clita kasd gubergren, no sea takimata sanctus est Lorem ipsum dolor sit amet. Lorem ipsum dolor sit amet<\/a>, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua. At vero eos et accusam et justo duo dolores et ea rebum. Stet clita kasd gubergren, no sea takimata sanctus est Lorem ipsum dolor sit amet.<\/p>\n", "band_id": "non-banded", "band": "Non-Banded", "min_premium": 1000, "max_premium": 3000, "min_premium_sort": 0, "guarantee_period_yield": 4.49, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.140806988, "guarantee_period_yield_factor_next_change": 0 }, { "id": 91156, "active": 1, "title": "Harbourview MYGA 3", "title_full": "Harbourview MYGA 3", "insurance_company": "Oceanview Life and Annuity Company", "insurance_company_id": 91149, "insurance_company_full": "Oceanview Life and Annuity Company", "year_founded": "1965", "assets": "$1,883,496,644", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CO", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 47, "state_majority": 1, "ny_only": 0, "rating": "A-", "rating_value": 4, "max_issue_age": "89", "first_year_withdrawals": "None", "additional_withdrawals": "10%", "rmd_friendly": "Yes", "effective_rates_date": "20220201", "effective_rates_date_next_change": "", "years": 3, "years_description": "3 Year Guarantee Period", "min_premium_non_qualified": 20000, "min_premium_qualified": 20000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "high-band", "band": "High-Band", "min_premium": 80000, "max_premium": 1000000, "min_premium_sort": 80000, "guarantee_period_yield": 2.55, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.07846733138, "guarantee_period_yield_factor_next_change": 0 }, { "id": 103558, "active": 1, "title": "Diamond Head MYGA 3", "title_full": "Diamond Head MYGA 3", "insurance_company": "Pacific Guardian Life", "insurance_company_id": 103553, "insurance_company_full": "Pacific Guardian Life", "year_founded": "1961", "assets": "$573,563,613", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AK", "AZ", "AR", "CO", "DE", "DC", "GA", "HI", "ID", "IL", "IN", "IA", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NM", "NC", "OH", "OK", "OR", "PA", "RI", "SC", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 43, "state_majority": 1, "ny_only": 0, "rating": "A", "rating_value": 3, "max_issue_age": "85", "first_year_withdrawals": "10%", "additional_withdrawals": "10%", "rmd_friendly": "Yes", "effective_rates_date": "20210105", "effective_rates_date_next_change": "", "years": 3, "years_description": "3 Year Guarantee Period", "min_premium_non_qualified": 10000, "min_premium_qualified": 10000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "

Penalty Free Withdrawals: No penalty free withdrawals for any reason (including RMDs) during surrender charge period; thereafter, 100% liquid.<\/p>\n

Max Premium\u00a0Issue Ages 18-75: $1,000,000
\nMax Premium Issue Ages 76-80: $750,000
\nMax Premium Issue Ages 81-85: $500,000<\/p>\n

The purchase of the annuity for those age 91-93 must be for transfer-of-wealth or estate-planning purposes.<\/p>\n", "band_id": "high-band", "band": "High-Band", "min_premium": 100000, "max_premium": 1000000, "min_premium_sort": 100000, "guarantee_period_yield": 1.95, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.05964816488, "guarantee_period_yield_factor_next_change": 0 }, { "id": 95932, "active": 1, "title": "Guaranty Rate Lock without MVA 3", "title_full": "Guaranty Rate Lock without MVA 3", "insurance_company": "Guaranty Income Life Insurance Company", "insurance_company_id": 89403, "insurance_company_full": "Guaranty Income Life Insurance Company", "year_founded": "1926", "assets": "$2,572,009,550", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 47, "state_majority": 1, "ny_only": 0, "rating": "B++", "rating_value": 5, "max_issue_age": "100", "first_year_withdrawals": "None", "additional_withdrawals": "5%", "rmd_friendly": "Yes", "effective_rates_date": "20220201", "effective_rates_date_next_change": "", "years": 3, "years_description": "3 Year Guarantee Period", "min_premium_non_qualified": 10000, "min_premium_qualified": 10000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "

Max Premium Non-Qualified\/Qualified:
\n$1 million for ages 0-85
\n$500,000 for ages 86+<\/p>\n

Max Premium Non-Qualified\/Qualified:
\n$1 million for ages 0-85
\n$500,000 for ages 86+<\/p>\n

Max Issue Age Inherited IRA: 75
\nMax Issue Age Inherited Non-Qualified: 75<\/p>\n", "band_id": "high-band", "band": "High-Band", "min_premium": 100000, "max_premium": 0, "min_premium_sort": 100000, "guarantee_period_yield": 1.6, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.048772096, "guarantee_period_yield_factor_next_change": 0 }, { "id": 89499, "active": 1, "title": "Milestone MYGA 3", "title_full": "Milestone MYGA 3", "insurance_company": "Sagicor Life Insurance Company", "insurance_company_id": 89421, "insurance_company_full": "Sagicor Life Insurance Company", "year_founded": "1954", "assets": "$2,376,309,966", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AZ", "AR", "CO", "DE", "DC", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "MD", "MA", "MI", "MN", "MS", "MO", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VA", "WA", "WV", "WI", "WY" ], "approved_states_count": 43, "state_majority": 1, "ny_only": 0, "rating": "A-", "rating_value": 4, "max_issue_age": "90", "first_year_withdrawals": "None", "additional_withdrawals": "10%", "rmd_friendly": "No", "effective_rates_date": "20220129", "effective_rates_date_next_change": "", "years": 3, "years_description": "3 Year Guarantee Period", "min_premium_non_qualified": 15000, "min_premium_qualified": 15000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "low-band", "band": "Low-Band", "min_premium": 15000, "max_premium": 49999, "min_premium_sort": 0, "guarantee_period_yield": 1.55, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.04722447388, "guarantee_period_yield_factor_next_change": 0 }, { "id": 95897, "active": 1, "title": "Milestone MYGA 3 (FL)", "title_full": "Milestone MYGA 3 (FL)", "insurance_company": "Sagicor Life Insurance Company", "insurance_company_id": 89421, "insurance_company_full": "Sagicor Life Insurance Company", "year_founded": "1954", "assets": "$2,376,309,966", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "FL" ], "approved_states_count": 1, "state_majority": 0, "ny_only": 0, "rating": "A-", "rating_value": 4, "max_issue_age": "90", "first_year_withdrawals": "None", "additional_withdrawals": "10%", "rmd_friendly": "No", "effective_rates_date": "20220129", "effective_rates_date_next_change": "", "years": 3, "years_description": "3 Year Guarantee Period", "min_premium_non_qualified": 15000, "min_premium_qualified": 15000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "", "band_id": "low-band", "band": "Low-Band", "min_premium": 15000, "max_premium": 49999, "min_premium_sort": 0, "guarantee_period_yield": 1.55, "guarantee_period_yield_next_change": 0, "guarantee_period_yield_factor": 1.04722447388, "guarantee_period_yield_factor_next_change": 0 }, { "id": 89938, "active": 1, "title": "SecureGain 3", "title_full": "SecureGain 3", "insurance_company": "Great American Life Insurance Company", "insurance_company_id": 89402, "insurance_company_full": "Great American Life Insurance Company", "year_founded": "1961", "assets": "$35,776,746,245", "exclude_from_grid": 0, "exclude_from_grid_type": "", "exclude_top_product_table": 0, "exclude_top_product_table_type": "", "hide_name": false, "hide_company_name": false, "type_abbreviation": "MYG", "approved_states": [ "AL", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "ID", "IL", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NC", "ND", "OH", "OK", "PA", "RI", "SC", "SD", "TN", "TX", "VT", "WA", "WV", "WI", "WY" ], "approved_states_count": 44, "state_majority": 1, "ny_only": 0, "rating": "A+", "rating_value": 2, "max_issue_age": "89", "first_year_withdrawals": "10%", "additional_withdrawals": "10%", "rmd_friendly": "Yes", "effective_rates_date": "20211107", "effective_rates_date_next_change": "", "years": 3, "years_description": "3 Year Guarantee Period", "min_premium_non_qualified": 10000, "min_premium_qualified": 10000, "income_rider_available": "No", "index_account_options_enabled": false, "index_account_options": [], "has_change": false, "show_change": false, "notes": "

Max Premium Non-Qualified\/Qualified:
\n$1 million for ages 0-85
\n$500,000 for ages 86+<\/p>\n

Max Premium Non-Qualified\/Qualified:
\n$1 million for ages 0-85
\n$500,000 for ages 86+<\/p>\n